Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 4.Tara’s stall made a profit of ₹1400. Tara saves 25% of it. How many rupees are saved?
- 5.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) an emergency fund (d) better paint for cards
- 6.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 9.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 11.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 12.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) profit put in a bank (d) a new video game
- 13.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 14.Meera’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Kavya’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 18.Which of these is saving? (a) a new video game (b) a cinema ticket (c) better paint for cards (d) profit put in a bank
- 19.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 21.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 23.Diya’s stall made a profit of ₹1000. Diya saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 25.Riya’s stall made a profit of ₹1400. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) a cinema ticket
- 29.Diya’s stall made a profit of ₹400. Diya saves 20% of it. How many rupees are saved?
- 30.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a piggy bank for later (d) a cinema ticket
- 31.Which of these is saving? (a) more seeds for next time (b) buying a second juicer (c) sweets for yourself (d) a piggy bank for later
- 32.Meera’s stall made a profit of ₹200. Meera saves 10% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 34.Gurpreet’s stall made a profit of ₹1000. Gurpreet saves 20% of it. How many rupees are saved?
- 35.Arjun’s stall made a profit of ₹800. Arjun saves 10% of it. How many rupees are saved?
- 36.Ishaan’s stall made a profit of ₹200. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Rohan’s stall made a profit of ₹1600. Rohan saves 25% of it. How many rupees are saved?
- 38.Which of these is saving? (a) better paint for cards (b) a new video game (c) more seeds for next time (d) an emergency fund
- 39.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 32
- spending
- reinvesting
- 350
- sweets for yourself
- 24
- 126
- buying a second juicer
- 112
- can I pay it back?
- talk to parents
- a new video game
- for bad days and goals
- 560
- 816
- 855
- the cost of borrowing
- profit put in a bank
- 109
- putting profit back in
- 28
- saving
- 500
- 27
- 280
- 424
- 72
- better paint for cards
- 80
- a cinema ticket
- a piggy bank for later
- 20
- spending
- 200
- 80
- 40
- 400
- an emergency fund
- 416
- 35
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