Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 2.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 3.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 5.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 7.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 9.Vihaan’s stall made a profit of ₹1700. Vihaan saves 10% of it. How many rupees are saved?
- 10.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) a new video game (d) better paint for cards
- 11.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 13.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 14.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 15.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 18.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 19.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Which of these is spending on yourself? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) an emergency fund
- 21.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 23.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 26.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Nisha’s stall made a profit of ₹1200. Nisha saves 20% of it. How many rupees are saved?
- 28.Which of these is reinvesting in the business? (a) more seeds for next time (b) sweets for yourself (c) a new video game (d) a piggy bank for later
- 29.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 30.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Saanvi’s stall made a profit of ₹300. Saanvi saves 25% of it. How many rupees are saved?
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a cinema ticket (d) buying a second juicer
- 33.Diya’s stall made a profit of ₹1500. Diya saves 20% of it. How many rupees are saved?
- 34.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.Nisha’s stall made a profit of ₹400. Nisha saves 10% of it. How many rupees are saved?
- 36.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 37.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) sweets for yourself (d) profit put in a bank
- 38.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 39.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Ishaan’s stall made a profit of ₹1000. Ishaan saves 25% of it. How many rupees are saved?
Answer key
- putting profit back in
- spending
- 880
- spending
- 109
- the cost of borrowing
- 70
- reinvesting
- 170
- an emergency fund
- for bad days and goals
- saving
- 1180
- 147
- 545
- can I pay it back?
- reinvesting
- 24
- 106
- a new video game
- saving
- buying a second juicer
- 330
- talk to parents
- reinvesting
- 1070
- 240
- more seeds for next time
- 306
- 236
- 75
- a cinema ticket
- 300
- 8
- 40
- to keep trust
- sweets for yourself
- saving
- 945
- 250
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