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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 129 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Zoya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  2. 2.A stranger asks Aditya to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  3. 3.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  4. 4.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  5. 5.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  6. 6.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹130 for milk and ₹160 for bread by UPI. How many rupees are left in the account?
  7. 7.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  8. 8.Saanvi’s mother has ₹2600 in her bank account. She pays ₹270 for fruit and ₹180 for milk by UPI. How many rupees are left in the account?
  9. 9.Diya gets a link: “Click now to win a phone worth ₹5000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  10. 10.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  11. 11.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  12. 12.Aarav’s mother has ₹2800 in her bank account. She pays ₹260 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
  13. 13.Dev sees that ₹25000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  14. 14.Sneha gets a link: “Click now to win a phone worth ₹10000!” What should Sneha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  15. 15.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  16. 16.A message says Rohan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  17. 17.Meera’s mother has ₹2300 in her bank account. She pays ₹130 for a gas cylinder and ₹180 for medicines by UPI. How many rupees are left in the account?
  18. 18.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  19. 19.A stranger asks Aarav to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  20. 20.Aarav’s mother has ₹1300 in her bank account. She pays ₹150 for bread and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  21. 21.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  22. 22.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  23. 23.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  24. 24.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  25. 25.Arjun’s mother has ₹2400 in her bank account. She pays ₹320 for medicines and ₹210 for bread by UPI. How many rupees are left in the account?
  26. 26.Riya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  27. 27.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  28. 28.A message says Aditya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  29. 29.Tara gets a link: “Click now to win a phone worth ₹2000!” What should Tara do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  30. 30.Kavya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  31. 31.Manav gets a link: “Click now to win a phone worth ₹500!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  32. 32.Karan sees that ₹5000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  33. 33.A stranger asks Arjun to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  34. 34.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  35. 35.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  36. 36.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  37. 37.Lakshmi’s mother has ₹1800 in her bank account. She pays ₹140 for school books and ₹120 for medicines by UPI. How many rupees are left in the account?
  38. 38.A message says Nisha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  39. 39.Ishaan sees that ₹500 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  40. 40.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school

Answer key

  1. No PIN to receive money
  2. Scanning a QR pays money
  3. No one
  4. No one
  5. Never share the OTP
  6. 1110
  7. The name and amount
  8. 2150
  9. Ignore it, tell a parent
  10. No PIN to receive money
  11. The name and amount
  12. 2470
  13. Tell a parent at once
  14. Ignore it, tell a parent
  15. No one
  16. No PIN to receive money
  17. 1990
  18. Ignore it, tell a parent
  19. Scanning a QR pays money
  20. 1030
  21. No PIN to receive money
  22. No one
  23. Tell a parent at once
  24. The name of the shop
  25. 1870
  26. The name of the shop
  27. Never share the OTP
  28. No PIN to receive money
  29. Ignore it, tell a parent
  30. The name and amount
  31. Ignore it, tell a parent
  32. Tell a parent at once
  33. Scanning a QR pays money
  34. Never share the OTP
  35. Ignore it, tell a parent
  36. Never share the OTP
  37. 1540
  38. No PIN to receive money
  39. Tell a parent at once
  40. No one

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