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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 135 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Meera’s mother has ₹1000 in her bank account. She pays ₹360 for a gas cylinder and ₹360 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Farhan sees that ₹25000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  3. 3.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  4. 4.Diya’s mother has ₹2600 in her bank account. She pays ₹130 for bread and ₹240 for milk by UPI. How many rupees are left in the account?
  5. 5.Nisha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  6. 6.Dev’s mother has ₹2800 in her bank account. She pays ₹230 for vegetables and ₹90 for milk by UPI. How many rupees are left in the account?
  7. 7.Ishaan’s mother has ₹1700 in her bank account. She pays ₹180 for fruit and ₹260 for school books by UPI. How many rupees are left in the account?
  8. 8.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  9. 9.A stranger asks Karan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  10. 10.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  11. 11.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  12. 12.Dev’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  13. 13.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  14. 14.Aarav’s mother has ₹2100 in her bank account. She pays ₹220 for vegetables and ₹260 for bread by UPI. How many rupees are left in the account?
  15. 15.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  16. 16.Vivaan gets a link: “Click now to win a phone worth ₹500!” What should Vivaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  17. 17.Joseph gets a link: “Click now to win a phone worth ₹50000!” What should Joseph do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  18. 18.Nisha’s mother has ₹1300 in her bank account. She pays ₹210 for medicines and ₹240 for school books by UPI. How many rupees are left in the account?
  19. 19.Aarav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  20. 20.Kavya gets a link: “Click now to win a phone worth ₹1000!” What should Kavya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  21. 21.Nisha’s mother has ₹2500 in her bank account. She pays ₹270 for bread and ₹130 for medicines by UPI. How many rupees are left in the account?
  22. 22.A stranger asks Aditya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  23. 23.Rohan’s mother has ₹1700 in her bank account. She pays ₹220 for medicines and ₹60 for fruit by UPI. How many rupees are left in the account?
  24. 24.Arjun’s mother has ₹2500 in her bank account. She pays ₹310 for bread and ₹140 for fruit by UPI. How many rupees are left in the account?
  25. 25.Rahul’s mother has ₹1100 in her bank account. She pays ₹340 for school books and ₹300 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  27. 27.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  28. 28.Manav sees that ₹50000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  29. 29.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  30. 30.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  31. 31.A stranger asks Gurpreet to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  32. 32.Tara sees that ₹50000 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  33. 33.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  34. 34.Karan gets a link: “Click now to win a phone worth ₹10000!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  35. 35.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  36. 36.Joseph sees that ₹25000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  37. 37.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  38. 38.Diya’s mother has ₹1600 in her bank account. She pays ₹160 for medicines and ₹320 for milk by UPI. How many rupees are left in the account?
  39. 39.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  40. 40.Diya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay

Answer key

  1. 280
  2. Tell a parent at once
  3. Never share the OTP
  4. 2230
  5. The name of the shop
  6. 2480
  7. 1260
  8. Scanning a QR pays money
  9. Scanning a QR pays money
  10. Tell a parent at once
  11. No PIN to receive money
  12. The name of the shop
  13. No PIN to receive money
  14. 1620
  15. No one
  16. Ignore it, tell a parent
  17. Ignore it, tell a parent
  18. 850
  19. The name and amount
  20. Ignore it, tell a parent
  21. 2100
  22. Scanning a QR pays money
  23. 1420
  24. 2050
  25. 460
  26. No one
  27. No one
  28. Tell a parent at once
  29. Scanning a QR pays money
  30. Never share the OTP
  31. Scanning a QR pays money
  32. Tell a parent at once
  33. The name of the shop
  34. Ignore it, tell a parent
  35. Never share the OTP
  36. Tell a parent at once
  37. Never share the OTP
  38. 1120
  39. Scanning a QR pays money
  40. The name of the shop

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