Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 286 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
2. 2.Dev’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
3. 3.Karan gets a link: “Click now to win a phone worth ₹50000!” What should Karan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
4. 4.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
5. 5.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
6. 6.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
7. 7.Aarav sees that ₹10000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
8. 8.Tara sees that ₹50000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
9. 9.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
10. 10.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
11. 11.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
12. 12.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
13. 13.A stranger asks Manav to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
14. 14.Nisha’s mother has ₹1000 in her bank account. She pays ₹190 for bread and ₹280 for vegetables by UPI. How many rupees are left in the account?
15. 15.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
16. 16.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.Vivaan’s mother has ₹1400 in her bank account. She pays ₹200 for bread and ₹390 for milk by UPI. How many rupees are left in the account?
18. 18.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
19. 19.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.Rahul’s mother has ₹1000 in her bank account. She pays ₹370 for school books and ₹250 for milk by UPI. How many rupees are left in the account?
21. 21.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
22. 22.Lakshmi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
23. 23.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
24. 24.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
26. 26.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
27. 27.Manav’s mother has ₹1000 in her bank account. She pays ₹130 for fruit and ₹80 for milk by UPI. How many rupees are left in the account?
28. 28.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
29. 29.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
30. 30.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.Arjun’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
32. 32.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
33. 33.Manav’s mother has ₹1400 in her bank account. She pays ₹120 for medicines and ₹170 for school books by UPI. How many rupees are left in the account?
34. 34.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
35. 35.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
36. 36.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
37. 37.Kavya gets a link: “Click now to win a phone worth ₹2000!” What should Kavya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
38. 38.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
39. 39.Pooja’s mother has ₹1300 in her bank account. She pays ₹70 for vegetables and ₹400 for medicines by UPI. How many rupees are left in the account?
40. 40.Lakshmi’s mother has ₹1900 in her bank account. She pays ₹180 for fruit and ₹90 for milk by UPI. How many rupees are left in the account?

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