Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Kavya’s stall made a profit of ₹200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Ananya’s stall made a profit of ₹600. Ananya saves 25% of it. How many rupees are saved?
- 3.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 4.Which of these is reinvesting in the business? (a) sweets for yourself (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
- 5.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a cinema ticket (d) an emergency fund
- 6.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 7.Vihaan’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Zoya’s stall made a profit of ₹900. Zoya saves 10% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 11.Joseph’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) sweets for yourself
- 13.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 14.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 15.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) a new video game
- 16.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 17.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.Saanvi’s stall made a profit of ₹400. Saanvi saves 25% of it. How many rupees are saved?
- 19.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Saanvi’s stall made a profit of ₹700. Saanvi saves 50% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 23.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 24.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 25.Rohan’s stall made a profit of ₹1800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) can I pay it back? (d) what is the logo?
- 27.Arjun’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 28.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.Ananya’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to lose friends (d) to pay more interest
- 31.Riya’s stall made a profit of ₹1400. Riya saves 25% of it. How many rupees are saved?
- 32.🏦 Interest on a loan is… (a) a discount (b) free money (c) the cost of borrowing (d) a gift
- 33.Rohan’s stall made a profit of ₹900. Rohan saves 20% of it. How many rupees are saved?
- 34.Riya’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.Kabir’s stall made a profit of ₹800. Kabir saves 50% of it. How many rupees are saved?
- 37.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Tara’s stall made a profit of ₹1500. Tara saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- 80
- 150
- 32
- buying a second juicer
- a cinema ticket
- 208
- 640
- 90
- spending
- saving
- 570
- sweets for yourself
- for bad days and goals
- saving
- a new video game
- 992
- 912
- 100
- 56
- 350
- reinvesting
- saving
- reinvesting
- talk to parents
- 720
- can I pay it back?
- 340
- 18
- 770
- to keep trust
- 350
- the cost of borrowing
- 180
- 600
- 408
- 400
- 60
- 416
- 750
- 60
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