Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 104 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
2. 2.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
3. 3.Nisha’s stall made a profit of ₹500. Nisha saves 20% of it. How many rupees are saved?
4. 4.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
5. 5.Riya’s stall made a profit of ₹900. Riya saves 10% of it. How many rupees are saved?
6. 6.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
7. 7.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a cinema ticket (d) more seeds for next time
8. 8.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
9. 9.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
10. 10.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a discount (d) a gift
11. 11.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
12. 12.Ananya’s stall made a profit of ₹1000. Ananya saves 50% of it. How many rupees are saved?
13. 13.Zoya’s stall made a profit of ₹300. Zoya saves 50% of it. How many rupees are saved?
14. 14.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) a new video game (d) buying a second juicer
15. 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
16. 16.Nisha’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
17. 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
18. 18.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
19. 19.Gurpreet’s stall made a profit of ₹700. Gurpreet saves 10% of it. How many rupees are saved?
20. 20.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
21. 21.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
22. 22.Dev’s stall made a profit of ₹1100. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
23. 23.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
24. 24.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
25. 25.Meera’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
26. 26.Joseph’s stall made a profit of ₹300. Joseph saves 50% of it. How many rupees are saved?
27. 27.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
28. 28.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
29. 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
30. 30.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
31. 31.Which of these is spending on yourself? (a) more seeds for next time (b) sweets for yourself (c) buying a second juicer (d) profit put in a bank
32. 32.Which of these is saving? (a) sweets for yourself (b) more seeds for next time (c) a new video game (d) an emergency fund
33. 33.Lakshmi’s stall made a profit of ₹800. Lakshmi saves 10% of it. How many rupees are saved?
34. 34.Saanvi’s stall made a profit of ₹400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
35. 35.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
36. 36.Which of these is reinvesting in the business? (a) sweets for yourself (b) better paint for cards (c) an emergency fund (d) a cinema ticket
37. 37.Nisha’s stall made a profit of ₹900. Nisha saves 20% of it. How many rupees are saved?
38. 38.Diya’s stall made a profit of ₹1000. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
39. 39.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
40. 40.Ananya’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?

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