Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 2.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 4.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) an emergency fund (d) more seeds for next time
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 6.Dev’s stall made a profit of ₹400. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Which of these is saving? (a) more seeds for next time (b) better paint for cards (c) buying a second juicer (d) an emergency fund
- 8.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 10.Vihaan’s stall made a profit of ₹1700. Vihaan saves 50% of it. How many rupees are saved?
- 11.Aarav’s stall made a profit of ₹1400. Aarav saves 20% of it. How many rupees are saved?
- 12.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 13.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 14.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 15.Which of these is spending on yourself? (a) buying a second juicer (b) better paint for cards (c) profit put in a bank (d) sweets for yourself
- 16.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 18.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 19.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) take it secretly (d) borrow online alone
- 20.Which of these is saving? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) profit put in a bank
- 21.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) hiding it (d) spending it on games
- 24.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) buying a second juicer (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 26.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.Kavya’s stall made a profit of ₹700. Kavya saves 25% of it. How many rupees are saved?
- 28.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 29.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Tara’s stall made a profit of ₹1900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Diya’s stall made a profit of ₹1800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Diya’s stall made a profit of ₹1600. Diya saves 25% of it. How many rupees are saved?
- 33.Kabir’s stall made a profit of ₹1600. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Ishaan’s stall made a profit of ₹1400. Ishaan saves 20% of it. How many rupees are saved?
- 35.Aarav’s stall made a profit of ₹800. Aarav saves 25% of it. How many rupees are saved?
- 36.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) profit put in a bank (d) buying a second juicer
- 37.Ananya’s stall made a profit of ₹1900. Ananya saves 10% of it. How many rupees are saved?
- 38.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 39.Dev’s stall made a profit of ₹1900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Vihaan’s stall made a profit of ₹1900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- saving
- better paint for cards
- spending
- more seeds for next time
- spending
- 180
- an emergency fund
- reinvesting
- reinvesting
- 850
- 280
- the cost of borrowing
- 260
- can I pay it back?
- sweets for yourself
- 36
- saving
- reinvesting
- talk to parents
- profit put in a bank
- 424
- 1060
- putting profit back in
- 770
- a new video game
- 381
- 175
- for bad days and goals
- 36
- 475
- 1080
- 400
- 640
- 280
- 200
- buying a second juicer
- 190
- a cinema ticket
- 760
- 760
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