Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹1500. Nisha saves 50% of it. How many rupees are saved?
- 2.Ananya’s stall made a profit of ₹1800. Ananya saves 50% of it. How many rupees are saved?
- 3.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) an emergency fund (d) buying a second juicer
- 4.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 5.Meera’s stall made a profit of ₹500. Meera saves 10% of it. How many rupees are saved?
- 6.Farhan’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Saanvi’s stall made a profit of ₹800. Saanvi saves 20% of it. How many rupees are saved?
- 8.Kavya’s stall made a profit of ₹2000. Kavya saves 10% of it. How many rupees are saved?
- 9.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 10.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.Farhan’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Saanvi’s stall made a profit of ₹1600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 14.Gurpreet’s stall made a profit of ₹900. Gurpreet saves 25% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 16.Which of these is spending on yourself? (a) an emergency fund (b) sweets for yourself (c) buying a second juicer (d) more seeds for next time
- 17.Dev’s stall made a profit of ₹800. Dev saves 10% of it. How many rupees are saved?
- 18.Rohan’s stall made a profit of ₹800. Rohan saves 10% of it. How many rupees are saved?
- 19.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.Lakshmi’s stall made a profit of ₹800. Lakshmi saves 20% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 24.Which of these is saving? (a) a new video game (b) better paint for cards (c) more seeds for next time (d) a piggy bank for later
- 25.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) profit put in a bank (d) a piggy bank for later
- 26.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) take it secretly (d) ask strangers
- 27.Meera’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 30.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 31.Which of these is saving? (a) better paint for cards (b) a new video game (c) buying a second juicer (d) profit put in a bank
- 32.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 34.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 35.Dev’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 37.Which of these is reinvesting in the business? (a) better paint for cards (b) a new video game (c) a piggy bank for later (d) sweets for yourself
- 38.Kabir’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 40.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- 750
- 900
- buying a second juicer
- the cost of borrowing
- 50
- 495
- 160
- 200
- saving
- 108
- 750
- 800
- can I pay it back?
- 225
- spending
- sweets for yourself
- 80
- 80
- 910
- saving
- 763
- 160
- saving
- a piggy bank for later
- a new video game
- talk to parents
- 570
- 436
- putting profit back in
- for bad days and goals
- profit put in a bank
- 96
- reinvesting
- more seeds for next time
- 75
- 60
- better paint for cards
- 80
- spending
- 24
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