Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 12 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) to pay more interest (d) it does not matter
2. 2.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
3. 3.Vihaan’s stall made a profit of ₹800. Vihaan saves 50% of it. How many rupees are saved?
4. 4.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
5. 5.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
6. 6.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
7. 7.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
8. 8.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
9. 9.Ishaan’s stall made a profit of ₹500. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
10. 10.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
11. 11.Which of these is reinvesting in the business? (a) profit put in a bank (b) sweets for yourself (c) a piggy bank for later (d) better paint for cards
12. 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
13. 13.Gurpreet’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
14. 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
15. 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
16. 16.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
17. 17.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
18. 18.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
19. 19.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
20. 20.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) better paint for cards (d) buying a second juicer
21. 21.Vihaan’s stall made a profit of ₹1000. Vihaan saves 50% of it. How many rupees are saved?
22. 22.Nisha’s stall made a profit of ₹1200. Nisha saves 50% of it. How many rupees are saved?
23. 23.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
24. 24.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
25. 25.Ananya’s stall made a profit of ₹1000. Ananya saves 50% of it. How many rupees are saved?
26. 26.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
27. 27.Gurpreet’s stall made a profit of ₹1800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
28. 28.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) an emergency fund (d) a new video game
29. 29.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
30. 30.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
31. 31.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
32. 32.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
33. 33.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
34. 34.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
35. 35.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
36. 36.Which of these is saving? (a) better paint for cards (b) sweets for yourself (c) more seeds for next time (d) a piggy bank for later
37. 37.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
38. 38.Rohan’s stall made a profit of ₹1700. Rohan saves 25% of it. How many rupees are saved?
39. 39.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
40. 40.Riya’s stall made a profit of ₹700. Riya saves 20% of it. How many rupees are saved?

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