Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 2.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 3.Dev’s stall made a profit of ₹1400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 5.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 6.Joseph’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 7.Gurpreet’s stall made a profit of ₹1700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.Aarav’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) an emergency fund (d) buying a second juicer
- 10.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) profit put in a bank (d) a new video game
- 11.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 12.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) a piggy bank for later (d) an emergency fund
- 13.Aarav’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 15.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 17.Which of these is saving? (a) a piggy bank for later (b) a new video game (c) a cinema ticket (d) better paint for cards
- 18.Diya’s stall made a profit of ₹1900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Zoya’s stall made a profit of ₹800. Zoya saves 20% of it. How many rupees are saved?
- 20.Vihaan’s stall made a profit of ₹500. Vihaan saves 10% of it. How many rupees are saved?
- 21.Vihaan’s stall made a profit of ₹1400. Vihaan saves 50% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 23.Meera’s stall made a profit of ₹500. Meera saves 10% of it. How many rupees are saved?
- 24.Which of these is saving? (a) buying a second juicer (b) more seeds for next time (c) an emergency fund (d) sweets for yourself
- 25.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Which of these is spending on yourself? (a) buying a second juicer (b) a piggy bank for later (c) a cinema ticket (d) an emergency fund
- 28.Diya’s stall made a profit of ₹2000. Diya saves 20% of it. How many rupees are saved?
- 29.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 30.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.Farhan’s stall made a profit of ₹400. Farhan saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Arjun’s stall made a profit of ₹2000. Arjun saves 50% of it. How many rupees are saved?
- 34.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 36.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
- 37.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Ishaan’s stall made a profit of ₹700. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Nisha’s stall made a profit of ₹600. Nisha saves 20% of it. How many rupees are saved?
- 40.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
Answer key
- reinvesting
- talk to parents
- 560
- to keep trust
- spending
- 220
- 340
- 200
- a new video game
- profit put in a bank
- 54
- better paint for cards
- 40
- saving
- the cost of borrowing
- spending
- a piggy bank for later
- 760
- 160
- 50
- 700
- saving
- 50
- an emergency fund
- 742
- 25
- a cinema ticket
- 400
- for bad days and goals
- 30
- 200
- 110
- 1000
- 120
- can I pay it back?
- buying a second juicer
- 575
- 350
- 120
- saving
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