Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹1000. Ishaan saves 20% of it. How many rupees are saved?
- 2.Joseph’s stall made a profit of ₹1500. Joseph saves 25% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 4.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 5.Kavya’s stall made a profit of ₹1600. Kavya saves 25% of it. How many rupees are saved?
- 6.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 7.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 8.Which of these is saving? (a) buying a second juicer (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
- 9.Meera’s stall made a profit of ₹300. Meera saves 25% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) a piggy bank for later (d) buying a second juicer
- 11.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.🐷 Why save part of the profit? (a) to waste it later (b) for bad days and goals (c) saving is a loss (d) no reason
- 13.Which of these is spending on yourself? (a) an emergency fund (b) a new video game (c) better paint for cards (d) profit put in a bank
- 14.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) buying a second juicer (d) a cinema ticket
- 15.Rohan’s stall made a profit of ₹1600. Rohan saves 20% of it. How many rupees are saved?
- 16.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 17.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 18.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 20.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 21.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 22.Farhan’s stall made a profit of ₹300. Farhan saves 25% of it. How many rupees are saved?
- 23.Riya’s stall made a profit of ₹1500. Riya saves 25% of it. How many rupees are saved?
- 24.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) buying a second juicer
- 25.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) a piggy bank for later (d) more seeds for next time
- 26.Diya’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Aarav’s stall made a profit of ₹400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.Kavya’s stall made a profit of ₹1600. Kavya saves 50% of it. How many rupees are saved?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 31.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 32.Dev’s stall made a profit of ₹1700. Dev saves 25% of it. How many rupees are saved?
- 33.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 34.Dev’s stall made a profit of ₹1900. Dev saves 50% of it. How many rupees are saved?
- 35.Arjun’s stall made a profit of ₹1200. Arjun saves 25% of it. How many rupees are saved?
- 36.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹1000 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) an emergency fund (d) a new video game
- 39.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Riya’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 200
- 375
- reinvesting
- saving
- 400
- to keep trust
- can I pay it back?
- a piggy bank for later
- 75
- buying a second juicer
- 206
- for bad days and goals
- a new video game
- a cinema ticket
- 320
- putting profit back in
- saving
- 115
- talk to parents
- spending
- 63
- 75
- 375
- profit put in a bank
- more seeds for next time
- 570
- 240
- 408
- 800
- saving
- spending
- 425
- the cost of borrowing
- 950
- 300
- 20
- 1160
- an emergency fund
- 8
- 120
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