Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.Which of these is spending on yourself? (a) a cinema ticket (b) better paint for cards (c) buying a second juicer (d) profit put in a bank
- 3.Zoya’s stall made a profit of ₹600. Zoya saves 20% of it. How many rupees are saved?
- 4.Rohan’s stall made a profit of ₹1100. Rohan saves 25% of it. How many rupees are saved?
- 5.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Kavya’s stall made a profit of ₹1100. Kavya saves 20% of it. How many rupees are saved?
- 7.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 9.Kabir’s stall made a profit of ₹1700. Kabir saves 20% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 11.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 13.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 14.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 15.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) a cinema ticket (d) an emergency fund
- 16.Which of these is saving? (a) a new video game (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
- 17.Arjun’s stall made a profit of ₹1000. Arjun saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 20.Kabir’s stall made a profit of ₹500. Kabir saves 10% of it. How many rupees are saved?
- 21.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 24.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) buying a second juicer (d) a cinema ticket
- 25.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 26.Which of these is saving? (a) a new video game (b) buying a second juicer (c) more seeds for next time (d) a piggy bank for later
- 27.Nisha’s stall made a profit of ₹500. Nisha saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) sweets for yourself (d) buying a second juicer
- 30.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Aarav’s stall made a profit of ₹1100. Aarav saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 34.Kavya’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 36.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.🏦 Interest on a loan is… (a) a gift (b) a discount (c) the cost of borrowing (d) free money
- 38.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 25% of it. How many rupees are saved?
- 39.Nisha’s stall made a profit of ₹1500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Dev’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 945
- a cinema ticket
- 120
- 275
- 550
- 220
- 720
- to keep trust
- 340
- saving
- 32
- saving
- putting profit back in
- more seeds for next time
- better paint for cards
- an emergency fund
- 100
- 408
- spending
- 50
- 954
- reinvesting
- reinvesting
- buying a second juicer
- spending
- a piggy bank for later
- 100
- 508
- sweets for yourself
- 312
- 550
- 944
- for bad days and goals
- 570
- talk to parents
- 654
- the cost of borrowing
- 150
- 600
- 320
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