Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 2.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 3.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 4.Meera’s stall made a profit of ₹1800. Meera saves 20% of it. How many rupees are saved?
- 5.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 6.Zoya’s stall made a profit of ₹1300. Zoya saves 10% of it. How many rupees are saved?
- 7.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) more seeds for next time
- 8.Riya’s stall made a profit of ₹900. Riya saves 50% of it. How many rupees are saved?
- 9.Nisha’s stall made a profit of ₹300. Nisha saves 10% of it. How many rupees are saved?
- 10.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 13.Kavya’s stall made a profit of ₹1400. Kavya saves 25% of it. How many rupees are saved?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 17.Diya’s stall made a profit of ₹1300. Diya saves 10% of it. How many rupees are saved?
- 18.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 19.Which of these is saving? (a) a new video game (b) better paint for cards (c) a piggy bank for later (d) more seeds for next time
- 20.Diya’s stall made a profit of ₹700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.Tara’s stall made a profit of ₹1300. Tara saves 25% of it. How many rupees are saved?
- 22.Gurpreet’s stall made a profit of ₹1300. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 25.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 26.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 27.Arjun’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 28.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.Diya’s stall made a profit of ₹800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 30.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 31.Zoya’s stall made a profit of ₹900. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Farhan’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 35.Kabir’s stall made a profit of ₹1300. Kabir saves 50% of it. How many rupees are saved?
- 36.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a new video game (c) an emergency fund (d) better paint for cards
- 37.Meera’s stall made a profit of ₹1800. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Meera’s stall made a profit of ₹1600. Meera saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) buying a second juicer (d) an emergency fund
Answer key
- putting profit back in
- reinvesting
- can I pay it back?
- 360
- 1060
- 130
- a cinema ticket
- 450
- 30
- 1100
- 708
- 70
- 350
- talk to parents
- saving
- saving
- 130
- 968
- a piggy bank for later
- 420
- 325
- 390
- 872
- 60
- the cost of borrowing
- for bad days and goals
- 1120
- 520
- 160
- spending
- 540
- 600
- 18
- reinvesting
- 650
- better paint for cards
- 360
- 800
- 5
- an emergency fund
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids