Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is spending on yourself? (a) profit put in a bank (b) buying a second juicer (c) better paint for cards (d) sweets for yourself
- 2.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 3.Which of these is spending on yourself? (a) a new video game (b) a piggy bank for later (c) an emergency fund (d) profit put in a bank
- 4.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 6.Lakshmi’s stall made a profit of ₹600. Lakshmi saves 50% of it. How many rupees are saved?
- 7.Arjun’s stall made a profit of ₹400. Arjun saves 10% of it. How many rupees are saved?
- 8.Which of these is reinvesting in the business? (a) better paint for cards (b) a cinema ticket (c) profit put in a bank (d) a piggy bank for later
- 9.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.Which of these is spending on yourself? (a) more seeds for next time (b) buying a second juicer (c) a cinema ticket (d) profit put in a bank
- 11.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 13.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 14.Which of these is saving? (a) a new video game (b) buying a second juicer (c) sweets for yourself (d) profit put in a bank
- 15.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 16.Zoya’s stall made a profit of ₹700. Zoya saves 25% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 18.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) how fast can I spend? (c) what is the logo? (d) nothing
- 19.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) take it secretly (d) ask strangers
- 21.Riya’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 23.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 24.Aarav’s stall made a profit of ₹200. Aarav saves 10% of it. How many rupees are saved?
- 25.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 27.Zoya’s stall made a profit of ₹1500. Zoya saves 20% of it. How many rupees are saved?
- 28.Ishaan’s stall made a profit of ₹300. Ishaan saves 25% of it. How many rupees are saved?
- 29.Ishaan’s stall made a profit of ₹600. Ishaan saves 10% of it. How many rupees are saved?
- 30.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 31.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 32.Rohan’s stall made a profit of ₹800. Rohan saves 25% of it. How many rupees are saved?
- 33.Vihaan’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Which of these is saving? (a) buying a second juicer (b) a new video game (c) better paint for cards (d) an emergency fund
- 39.Meera’s stall made a profit of ₹800. Meera saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
Answer key
- sweets for yourself
- 826
- a new video game
- 944
- putting profit back in
- 300
- 40
- better paint for cards
- 189
- a cinema ticket
- spending
- saving
- to keep trust
- profit put in a bank
- reinvesting
- 175
- saving
- can I pay it back?
- 12
- talk to parents
- 1000
- spending
- 120
- 20
- 48
- reinvesting
- 300
- 75
- 60
- 318
- buying a second juicer
- 200
- 360
- 32
- 1050
- 530
- 36
- an emergency fund
- 400
- 84
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids