Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🔁 Reinvesting means… (a) spending it on games (b) putting profit back in (c) giving it away (d) hiding it
- 2.Rohan’s stall made a profit of ₹1900. Rohan saves 25% of it. How many rupees are saved?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 4.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 5.Riya’s stall made a profit of ₹1800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Which of these is reinvesting in the business? (a) profit put in a bank (b) a new video game (c) a cinema ticket (d) better paint for cards
- 7.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 9.Nisha’s stall made a profit of ₹1000. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Kabir’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Diya’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 12.Gurpreet’s stall made a profit of ₹1300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 14.Which of these is reinvesting in the business? (a) a cinema ticket (b) buying a second juicer (c) an emergency fund (d) a piggy bank for later
- 15.Zoya’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 17.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) a cinema ticket
- 18.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 19.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) more seeds for next time (d) an emergency fund
- 21.Rohan’s stall made a profit of ₹600. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Tara’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Tara’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.Which of these is saving? (a) an emergency fund (b) a new video game (c) sweets for yourself (d) a cinema ticket
- 25.Riya’s stall made a profit of ₹800. Riya saves 25% of it. How many rupees are saved?
- 26.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) a new video game (d) an emergency fund
- 28.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 29.Riya’s stall made a profit of ₹1600. Riya saves 25% of it. How many rupees are saved?
- 30.Saanvi’s stall made a profit of ₹1800. Saanvi saves 50% of it. How many rupees are saved?
- 31.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) no reason (d) to waste it later
- 33.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) an emergency fund
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 35.Which of these is saving? (a) a piggy bank for later (b) more seeds for next time (c) buying a second juicer (d) a cinema ticket
- 36.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Farhan’s stall made a profit of ₹1100. Farhan saves 25% of it. How many rupees are saved?
- 39.Lakshmi’s stall made a profit of ₹2000. Lakshmi saves 25% of it. How many rupees are saved?
- 40.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
Answer key
- putting profit back in
- 475
- spending
- talk to parents
- 720
- better paint for cards
- reinvesting
- spending
- 400
- 480
- 850
- 260
- a cinema ticket
- buying a second juicer
- 405
- the cost of borrowing
- profit put in a bank
- to keep trust
- 28
- sweets for yourself
- 300
- 680
- 200
- an emergency fund
- 200
- 872
- a new video game
- can I pay it back?
- 400
- 900
- 4
- for bad days and goals
- more seeds for next time
- saving
- a piggy bank for later
- 847
- 162
- 275
- 500
- 372
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