Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 2.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) what is the logo? (d) can I pay it back?
- 4.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 5.Kabir’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) a cinema ticket (d) better paint for cards
- 7.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 8.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.Ananya’s stall made a profit of ₹300. Ananya saves 20% of it. How many rupees are saved?
- 10.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 12.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a cinema ticket (d) buying a second juicer
- 13.Tara’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 15.Ananya’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 17.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) buying a second juicer (d) more seeds for next time
- 18.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 19.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 20.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Ananya’s stall made a profit of ₹900. Ananya saves 20% of it. How many rupees are saved?
- 22.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 24.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 26.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) a piggy bank for later (d) a cinema ticket
- 28.Kavya’s stall made a profit of ₹800. Kavya saves 50% of it. How many rupees are saved?
- 29.Tara’s stall made a profit of ₹1800. Tara saves 50% of it. How many rupees are saved?
- 30.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) a cinema ticket (d) sweets for yourself
- 31.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Ishaan’s stall made a profit of ₹800. Ishaan saves 20% of it. How many rupees are saved?
- 33.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.Aarav’s stall made a profit of ₹900. Aarav saves 20% of it. How many rupees are saved?
- 35.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 36.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Saanvi’s stall made a profit of ₹1000. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Kabir’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) buying a second juicer (d) an emergency fund
- 40.Kabir’s stall made a profit of ₹2000. Kabir saves 20% of it. How many rupees are saved?
Answer key
- talk to parents
- 1060
- can I pay it back?
- reinvesting
- 220
- better paint for cards
- the cost of borrowing
- 60
- 60
- 1090
- saving
- a piggy bank for later
- 600
- 1089
- 420
- putting profit back in
- a cinema ticket
- 50
- for bad days and goals
- 763
- 180
- 106
- saving
- 14
- a new video game
- 8
- buying a second juicer
- 400
- 900
- profit put in a bank
- 45
- 160
- 90
- 180
- spending
- 721
- 600
- 40
- an emergency fund
- 400
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