Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Riya’s stall made a profit of ₹200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Kabir’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 4.Which of these is spending on yourself? (a) a cinema ticket (b) buying a second juicer (c) better paint for cards (d) more seeds for next time
- 5.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 6.Nisha’s stall made a profit of ₹1800. Nisha saves 20% of it. How many rupees are saved?
- 7.Zoya’s stall made a profit of ₹700. Zoya saves 25% of it. How many rupees are saved?
- 8.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 9.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 10.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) profit put in a bank (d) an emergency fund
- 11.Meera’s stall made a profit of ₹1300. Meera saves 20% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 13.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to pay more interest (d) to lose friends
- 15.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.Ishaan’s stall made a profit of ₹500. Ishaan saves 50% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 18.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Arjun’s stall made a profit of ₹1100. Arjun saves 10% of it. How many rupees are saved?
- 20.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) hiding it (d) putting profit back in
- 21.Aarav’s stall made a profit of ₹300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Diya’s stall made a profit of ₹1300. Diya saves 20% of it. How many rupees are saved?
- 23.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 25.Ananya’s stall made a profit of ₹500. Ananya saves 50% of it. How many rupees are saved?
- 26.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Rohan’s stall made a profit of ₹1400. Rohan saves 25% of it. How many rupees are saved?
- 28.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) buying a second juicer (d) a new video game
- 29.Meera’s stall made a profit of ₹1400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 30.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) a cinema ticket
- 31.Gurpreet’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 34.Ananya’s stall made a profit of ₹300. Ananya saves 20% of it. How many rupees are saved?
- 35.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Nisha’s stall made a profit of ₹700. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Rohan’s stall made a profit of ₹1700. Rohan saves 20% of it. How many rupees are saved?
- 38.Kabir’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Farhan’s stall made a profit of ₹900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 60
- 320
- for bad days and goals
- a cinema ticket
- 180
- 360
- 175
- the cost of borrowing
- spending
- a new video game
- 260
- spending
- 327
- to keep trust
- 18
- 250
- reinvesting
- 208
- 110
- putting profit back in
- 120
- 260
- 440
- can I pay it back?
- 250
- 106
- 350
- an emergency fund
- 490
- more seeds for next time
- 210
- 48
- saving
- 60
- 144
- 140
- 340
- 500
- 9
- 405
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