Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 3.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 4.Aarav’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) a discount (d) free money
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) spending (c) reinvesting
- 7.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 8.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 11.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 13.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) profit put in a bank
- 14.Lakshmi’s stall made a profit of ₹1100. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 16.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) profit put in a bank
- 17.Which of these is saving? (a) sweets for yourself (b) buying a second juicer (c) profit put in a bank (d) a new video game
- 18.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 19.Zoya’s stall made a profit of ₹2000. Zoya saves 50% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 21.Ishaan’s stall made a profit of ₹700. Ishaan saves 50% of it. How many rupees are saved?
- 22.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) giving it away (d) putting profit back in
- 23.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) buying a second juicer (d) an emergency fund
- 24.Meera’s stall made a profit of ₹1500. Meera saves 10% of it. How many rupees are saved?
- 25.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 26.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 28.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) profit put in a bank
- 29.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 30.Joseph’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 32.Lakshmi’s stall made a profit of ₹1000. Lakshmi saves 50% of it. How many rupees are saved?
- 33.Diya’s stall made a profit of ₹1200. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Diya’s stall made a profit of ₹700. Diya saves 20% of it. How many rupees are saved?
- 35.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 36.Joseph’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Ishaan’s stall made a profit of ₹900. Ishaan saves 50% of it. How many rupees are saved?
- 38.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 39.Kabir’s stall made a profit of ₹1600. Kabir saves 20% of it. How many rupees are saved?
- 40.Tara’s stall made a profit of ₹1200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 1120
- to keep trust
- reinvesting
- 660
- the cost of borrowing
- saving
- spending
- 756
- 312
- reinvesting
- 918
- 12
- a new video game
- 440
- 530
- buying a second juicer
- profit put in a bank
- an emergency fund
- 1000
- saving
- 350
- putting profit back in
- a cinema ticket
- 150
- saving
- 20
- spending
- more seeds for next time
- spending
- 490
- for bad days and goals
- 500
- 360
- 140
- can I pay it back?
- 120
- 450
- talk to parents
- 320
- 240
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