Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 2.Aarav’s stall made a profit of ₹1300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 4.Which of these is spending on yourself? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) buying a second juicer
- 5.A small family shop borrows ₹100 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 6.Joseph’s stall made a profit of ₹2000. Joseph saves 50% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) profit put in a bank (b) a piggy bank for later (c) a new video game (d) better paint for cards
- 8.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 9.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 11.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 13.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) nothing (d) can I pay it back?
- 14.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 15.Zoya’s stall made a profit of ₹1300. Zoya saves 25% of it. How many rupees are saved?
- 16.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) better paint for cards (d) a cinema ticket
- 17.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 18.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) buying a second juicer
- 19.Ishaan’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Nisha’s stall made a profit of ₹1300. Nisha saves 25% of it. How many rupees are saved?
- 21.Diya’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Which of these is reinvesting in the business? (a) buying a second juicer (b) a piggy bank for later (c) profit put in a bank (d) a cinema ticket
- 23.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 24.Vihaan’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 26.Aarav’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 27.Which of these is spending on yourself? (a) a cinema ticket (b) an emergency fund (c) buying a second juicer (d) better paint for cards
- 28.Ishaan’s stall made a profit of ₹300. Ishaan saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 31.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 35.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 36.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) reinvesting (c) saving
- 37.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Saanvi’s stall made a profit of ₹500. Saanvi saves 25% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 40.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- a piggy bank for later
- 650
- putting profit back in
- a new video game
- 121
- 1000
- better paint for cards
- 135
- 6
- 45
- 36
- reinvesting
- can I pay it back?
- talk to parents
- 325
- an emergency fund
- reinvesting
- sweets for yourself
- 680
- 325
- 330
- buying a second juicer
- to keep trust
- 750
- 16
- 180
- a cinema ticket
- 60
- 812
- saving
- 14
- 218
- 168
- spending
- profit put in a bank
- saving
- 805
- 125
- saving
- 880
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