Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) profit put in a bank (b) more seeds for next time (c) a piggy bank for later (d) a new video game
- 2.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 3.Nisha’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 5.Zoya’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 7.Saanvi’s stall made a profit of ₹1300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) sweets for yourself (d) buying a second juicer
- 9.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 10.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 12.Which of these is saving? (a) profit put in a bank (b) a new video game (c) sweets for yourself (d) more seeds for next time
- 13.Kavya’s stall made a profit of ₹1100. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 15.A small family shop borrows ₹800 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Arjun’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 18.Riya’s stall made a profit of ₹2000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 20.Saanvi’s stall made a profit of ₹700. Saanvi saves 20% of it. How many rupees are saved?
- 21.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 22.Ishaan’s stall made a profit of ₹1800. Ishaan saves 10% of it. How many rupees are saved?
- 23.Vihaan’s stall made a profit of ₹600. Vihaan saves 10% of it. How many rupees are saved?
- 24.Lakshmi’s stall made a profit of ₹300. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Nisha’s stall made a profit of ₹1300. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Joseph’s stall made a profit of ₹600. Joseph saves 25% of it. How many rupees are saved?
- 27.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 28.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 30.Which of these is spending on yourself? (a) profit put in a bank (b) a piggy bank for later (c) better paint for cards (d) a cinema ticket
- 31.Riya’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 33.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 34.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.Dev’s stall made a profit of ₹2000. Dev saves 25% of it. How many rupees are saved?
- 36.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
- 37.Aarav’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Ishaan’s stall made a profit of ₹600. Ishaan saves 25% of it. How many rupees are saved?
- 39.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Zoya’s stall made a profit of ₹1000. Zoya saves 10% of it. How many rupees are saved?
Answer key
- more seeds for next time
- talk to parents
- 320
- reinvesting
- 850
- saving
- 650
- sweets for yourself
- to keep trust
- 424
- spending
- profit put in a bank
- 330
- 600
- 880
- 360
- 756
- 600
- saving
- 140
- can I pay it back?
- 180
- 60
- 75
- 520
- 150
- the cost of borrowing
- 30
- reinvesting
- a cinema ticket
- 500
- reinvesting
- 14
- 525
- 500
- a piggy bank for later
- 660
- 150
- 1100
- 100
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