Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 3.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 4.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.Kabir’s stall made a profit of ₹900. Kabir saves 50% of it. How many rupees are saved?
- 6.Lakshmi’s stall made a profit of ₹1500. Lakshmi saves 50% of it. How many rupees are saved?
- 7.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 9.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 10.Meera’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.Rohan’s stall made a profit of ₹500. Rohan saves 50% of it. How many rupees are saved?
- 12.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) can I pay it back? (d) nothing
- 13.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 14.Aarav’s stall made a profit of ₹300. Aarav saves 10% of it. How many rupees are saved?
- 15.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 16.Dev’s stall made a profit of ₹800. Dev saves 25% of it. How many rupees are saved?
- 17.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.Lakshmi’s stall made a profit of ₹1300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.Ananya’s stall made a profit of ₹1100. Ananya saves 20% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 23.Kabir’s stall made a profit of ₹1100. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 25.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) profit put in a bank (d) more seeds for next time
- 26.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 27.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Dev’s stall made a profit of ₹800. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) a new video game (d) a piggy bank for later
- 30.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.Ishaan’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹800 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 35.Lakshmi’s stall made a profit of ₹1100. Lakshmi saves 50% of it. How many rupees are saved?
- 36.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) saving (c) reinvesting
- 37.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Vihaan’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹800 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 40.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- 318
- putting profit back in
- reinvesting
- 416
- 450
- 750
- 4
- for bad days and goals
- the cost of borrowing
- 320
- 250
- can I pay it back?
- talk to parents
- 30
- to keep trust
- 200
- 40
- 560
- 260
- 600
- 220
- spending
- 440
- spending
- a new video game
- saving
- 80
- 320
- better paint for cards
- 824
- 72
- 120
- 200
- 848
- 550
- reinvesting
- 312
- 640
- 120
- 42
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