Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Gurpreet’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.Tara’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 3.🏦 Interest on a loan is… (a) the cost of borrowing (b) a discount (c) a gift (d) free money
- 4.Joseph’s stall made a profit of ₹1000. Joseph saves 25% of it. How many rupees are saved?
- 5.Kabir’s stall made a profit of ₹400. Kabir saves 25% of it. How many rupees are saved?
- 6.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 7.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 9.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 10.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 11.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) more seeds for next time
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 13.Zoya’s stall made a profit of ₹800. Zoya saves 25% of it. How many rupees are saved?
- 14.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 15.Tara’s stall made a profit of ₹1500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.Nisha’s stall made a profit of ₹600. Nisha saves 25% of it. How many rupees are saved?
- 18.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.A small family shop borrows ₹400 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 20.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.Kabir’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.Lakshmi’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Which of these is reinvesting in the business? (a) a piggy bank for later (b) an emergency fund (c) a new video game (d) buying a second juicer
- 24.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 25.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 27.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 28.Which of these is reinvesting in the business? (a) sweets for yourself (b) an emergency fund (c) a new video game (d) more seeds for next time
- 29.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Joseph’s stall made a profit of ₹1800. Joseph saves 10% of it. How many rupees are saved?
- 31.Meera’s stall made a profit of ₹700. Meera saves 25% of it. How many rupees are saved?
- 32.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 33.A small family shop borrows ₹800 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Ananya’s stall made a profit of ₹400. Ananya saves 25% of it. How many rupees are saved?
- 35.📆 Why repay a loan on time? (a) to pay more interest (b) it does not matter (c) to lose friends (d) to keep trust
- 36.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 37.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Diya’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
Answer key
- 440
- 200
- the cost of borrowing
- 250
- 100
- saving
- 120
- saving
- putting profit back in
- talk to parents
- profit put in a bank
- saving
- 200
- can I pay it back?
- 450
- 144
- 150
- 27
- 20
- 630
- 120
- 160
- buying a second juicer
- a cinema ticket
- 1060
- reinvesting
- 84
- more seeds for next time
- 18
- 180
- 175
- a piggy bank for later
- 864
- 100
- to keep trust
- 56
- 96
- 595
- 360
- for bad days and goals
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids