Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Nisha’s stall made a profit of ₹1000. Nisha saves 25% of it. How many rupees are saved?
- 2.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 4.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 5.Kabir’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) talk to parents (d) ask strangers
- 7.Meera’s stall made a profit of ₹1200. Meera saves 50% of it. How many rupees are saved?
- 8.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) a new video game (d) an emergency fund
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 10.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) more seeds for next time (d) a new video game
- 11.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 12.Ananya’s stall made a profit of ₹1700. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 14.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 15.Dev’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 18.Joseph’s stall made a profit of ₹2000. Joseph saves 10% of it. How many rupees are saved?
- 19.Ishaan’s stall made a profit of ₹1800. Ishaan saves 25% of it. How many rupees are saved?
- 20.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 21.A small family shop borrows ₹600 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.Joseph’s stall made a profit of ₹400. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.📆 Why repay a loan on time? (a) to keep trust (b) it does not matter (c) to pay more interest (d) to lose friends
- 24.Aarav’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 27.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.Which of these is saving? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) a piggy bank for later
- 30.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) an emergency fund (d) better paint for cards
- 31.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 32.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 33.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 35.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 36.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 37.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 38.Ananya’s stall made a profit of ₹1000. Ananya saves 50% of it. How many rupees are saved?
- 39.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Meera’s stall made a profit of ₹1100. Meera saves 50% of it. How many rupees are saved?
Answer key
- 250
- 927
- spending
- sweets for yourself
- 280
- talk to parents
- 600
- a new video game
- reinvesting
- profit put in a bank
- saving
- 850
- can I pay it back?
- putting profit back in
- 200
- spending
- saving
- 200
- 450
- for bad days and goals
- 60
- 200
- to keep trust
- 320
- 8
- 954
- 45
- 27
- a piggy bank for later
- better paint for cards
- 40
- 12
- 56
- the cost of borrowing
- 50
- spending
- saving
- 500
- 763
- 550
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