Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 3.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 4.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Riya’s stall made a profit of ₹600. Riya saves 10% of it. How many rupees are saved?
- 6.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 7.Diya’s stall made a profit of ₹1900. Diya saves 25% of it. How many rupees are saved?
- 8.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) profit put in a bank (d) buying a second juicer
- 9.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 10.Kavya’s stall made a profit of ₹300. Kavya saves 50% of it. How many rupees are saved?
- 11.Gurpreet’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Arjun’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 16.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 17.Kabir’s stall made a profit of ₹2000. Kabir saves 50% of it. How many rupees are saved?
- 18.Riya’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Lakshmi’s stall made a profit of ₹800. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 20.Which of these is saving? (a) a piggy bank for later (b) a cinema ticket (c) more seeds for next time (d) a new video game
- 21.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 22.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) nothing (c) can I pay it back? (d) what is the logo?
- 23.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 24.Nisha’s stall made a profit of ₹300. Nisha saves 25% of it. How many rupees are saved?
- 25.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 26.🏦 Interest on a loan is… (a) free money (b) the cost of borrowing (c) a gift (d) a discount
- 27.A small family shop borrows ₹1000 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 28.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 29.Which of these is spending on yourself? (a) more seeds for next time (b) an emergency fund (c) a piggy bank for later (d) a cinema ticket
- 30.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 31.Vihaan’s stall made a profit of ₹2000. Vihaan saves 20% of it. How many rupees are saved?
- 32.Ananya’s stall made a profit of ₹2000. Ananya saves 50% of it. How many rupees are saved?
- 33.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) a piggy bank for later (d) a new video game
- 34.Lakshmi’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Ananya’s stall made a profit of ₹1900. Ananya saves 50% of it. How many rupees are saved?
- 36.Kavya’s stall made a profit of ₹1000. Kavya saves 10% of it. How many rupees are saved?
- 37.Saanvi’s stall made a profit of ₹700. Saanvi saves 50% of it. How many rupees are saved?
- 38.Tara’s stall made a profit of ₹2000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) reinvesting (c) saving
- 40.Aarav’s stall made a profit of ₹1700. Aarav saves 10% of it. How many rupees are saved?
Answer key
- 24
- spending
- putting profit back in
- 115
- 60
- talk to parents
- 475
- profit put in a bank
- saving
- 150
- 770
- 440
- 480
- 856
- saving
- reinvesting
- 1000
- 80
- 400
- a piggy bank for later
- sweets for yourself
- can I pay it back?
- more seeds for next time
- 75
- 147
- the cost of borrowing
- 1180
- 448
- a cinema ticket
- to keep trust
- 400
- 1000
- a new video game
- 100
- 950
- 100
- 350
- 500
- reinvesting
- 170
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