Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 2.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 3.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) a piggy bank for later
- 4.Farhan’s stall made a profit of ₹600. Farhan saves 10% of it. How many rupees are saved?
- 5.Lakshmi’s stall made a profit of ₹400. Lakshmi saves 25% of it. How many rupees are saved?
- 6.🏦 Interest on a loan is… (a) a gift (b) the cost of borrowing (c) free money (d) a discount
- 7.Lakshmi’s stall made a profit of ₹300. Lakshmi saves 20% of it. How many rupees are saved?
- 8.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 9.Tara’s stall made a profit of ₹800. Tara saves 25% of it. How many rupees are saved?
- 10.Which of these is reinvesting in the business? (a) a piggy bank for later (b) sweets for yourself (c) more seeds for next time (d) an emergency fund
- 11.📆 Why repay a loan on time? (a) to keep trust (b) to lose friends (c) it does not matter (d) to pay more interest
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 13.Aarav’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.Arjun’s stall made a profit of ₹400. Arjun saves 25% of it. How many rupees are saved?
- 15.Kavya’s stall made a profit of ₹500. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Gurpreet’s stall made a profit of ₹600. Gurpreet saves 20% of it. How many rupees are saved?
- 17.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 18.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 19.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 20.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) what is the logo? (c) nothing (d) can I pay it back?
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 22.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 24.Ishaan’s stall made a profit of ₹1200. Ishaan saves 20% of it. How many rupees are saved?
- 25.Which of these is saving? (a) a new video game (b) an emergency fund (c) sweets for yourself (d) better paint for cards
- 26.Which of these is saving? (a) profit put in a bank (b) more seeds for next time (c) better paint for cards (d) buying a second juicer
- 27.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) a cinema ticket (d) sweets for yourself
- 28.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 29.🔁 Reinvesting means… (a) spending it on games (b) hiding it (c) putting profit back in (d) giving it away
- 30.Zoya’s stall made a profit of ₹1000. Zoya saves 50% of it. How many rupees are saved?
- 31.Ananya’s stall made a profit of ₹400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Which of these is reinvesting in the business? (a) an emergency fund (b) a piggy bank for later (c) profit put in a bank (d) buying a second juicer
- 33.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.Kavya’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 35.Lakshmi’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Kavya’s stall made a profit of ₹1800. Kavya saves 50% of it. How many rupees are saved?
- 37.Aarav’s stall made a profit of ₹500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 39.Ishaan’s stall made a profit of ₹700. Ishaan saves 25% of it. How many rupees are saved?
- 40.Meera’s stall made a profit of ₹1100. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 18
- 816
- sweets for yourself
- 60
- 100
- the cost of borrowing
- 60
- for bad days and goals
- 200
- more seeds for next time
- to keep trust
- saving
- 500
- 100
- 150
- 120
- talk to parents
- 770
- saving
- can I pay it back?
- spending
- a cinema ticket
- saving
- 240
- an emergency fund
- profit put in a bank
- better paint for cards
- 1016
- putting profit back in
- 500
- 160
- buying a second juicer
- 515
- 330
- 175
- 900
- 250
- reinvesting
- 175
- 605
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