Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Joseph’s stall made a profit of ₹900. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Which of these is saving? (a) sweets for yourself (b) profit put in a bank (c) better paint for cards (d) a new video game
- 3.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) a cinema ticket
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 5.🏦 Interest on a loan is… (a) a discount (b) a gift (c) the cost of borrowing (d) free money
- 6.Diya’s stall made a profit of ₹1300. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 8.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 9.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 10.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 11.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 12.Aarav’s stall made a profit of ₹600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) an emergency fund (d) buying a second juicer
- 14.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 15.Ishaan’s stall made a profit of ₹500. Ishaan saves 10% of it. How many rupees are saved?
- 16.Dev’s stall made a profit of ₹800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Dev’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) talk to parents (c) borrow online alone (d) take it secretly
- 19.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 21.Meera’s stall made a profit of ₹800. Meera saves 20% of it. How many rupees are saved?
- 22.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 23.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) for bad days and goals (d) to waste it later
- 24.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 26.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) a piggy bank for later (d) a cinema ticket
- 27.Ananya’s stall made a profit of ₹400. Ananya saves 20% of it. How many rupees are saved?
- 28.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 29.💡 Before borrowing, what should you ask? (a) nothing (b) can I pay it back? (c) how fast can I spend? (d) what is the logo?
- 30.Ishaan’s stall made a profit of ₹1700. Ishaan saves 25% of it. How many rupees are saved?
- 31.Which of these is reinvesting in the business? (a) better paint for cards (b) sweets for yourself (c) an emergency fund (d) a new video game
- 32.Ananya’s stall made a profit of ₹1400. Ananya saves 10% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 34.A small family shop borrows ₹1000 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 35.A small family shop borrows ₹700 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 36.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 38.Vihaan’s stall made a profit of ₹400. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 40.Which of these is spending on yourself? (a) an emergency fund (b) more seeds for next time (c) buying a second juicer (d) a cinema ticket
Answer key
- 450
- profit put in a bank
- more seeds for next time
- spending
- the cost of borrowing
- 650
- 63
- putting profit back in
- 18
- reinvesting
- 120
- 240
- a new video game
- 927
- 50
- 160
- 175
- talk to parents
- 109
- to keep trust
- 160
- 35
- for bad days and goals
- 12
- reinvesting
- a piggy bank for later
- 80
- 30
- can I pay it back?
- 425
- better paint for cards
- 140
- saving
- 80
- 721
- 21
- saving
- 160
- 24
- a cinema ticket
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