Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Riya’s stall made a profit of ₹400. Riya saves 20% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 3.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.Lakshmi’s stall made a profit of ₹1500. Lakshmi saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 6.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 7.Kabir’s stall made a profit of ₹1700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 9.Gurpreet’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.Joseph’s stall made a profit of ₹800. Joseph saves 10% of it. How many rupees are saved?
- 11.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) no reason (d) for bad days and goals
- 13.Meera’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 14.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) putting profit back in (d) spending it on games
- 15.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 16.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.Zoya’s stall made a profit of ₹1500. Zoya saves 25% of it. How many rupees are saved?
- 18.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 19.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 20.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 21.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Which of these is reinvesting in the business? (a) profit put in a bank (b) better paint for cards (c) a new video game (d) an emergency fund
- 23.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) talk to parents (c) ask strangers (d) take it secretly
- 24.Kabir’s stall made a profit of ₹1700. Kabir saves 50% of it. How many rupees are saved?
- 25.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a cinema ticket (d) buying a second juicer
- 26.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 28.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
- 29.Rohan’s stall made a profit of ₹1300. Rohan saves 50% of it. How many rupees are saved?
- 30.Ananya’s stall made a profit of ₹1400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.Kabir’s stall made a profit of ₹1000. Kabir saves 10% of it. How many rupees are saved?
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 34.Farhan’s stall made a profit of ₹400. Farhan saves 50% of it. How many rupees are saved?
- 35.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 37.Meera’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Gurpreet’s stall made a profit of ₹300. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 39.Which of these is spending on yourself? (a) an emergency fund (b) a cinema ticket (c) buying a second juicer (d) profit put in a bank
- 40.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 80
- reinvesting
- 360
- 150
- saving
- 80
- 850
- spending
- 1400
- 80
- 180
- for bad days and goals
- 360
- putting profit back in
- can I pay it back?
- 96
- 375
- the cost of borrowing
- 208
- spending
- 318
- better paint for cards
- talk to parents
- 850
- buying a second juicer
- to keep trust
- reinvesting
- 15
- 650
- 700
- 162
- 100
- saving
- 200
- 912
- spending
- 210
- 120
- a cinema ticket
- 636
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