Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 2.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) giving it away (d) hiding it
- 3.Nisha’s stall made a profit of ₹1500. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.Aarav’s stall made a profit of ₹1100. Aarav saves 25% of it. How many rupees are saved?
- 5.Which of these is saving? (a) profit put in a bank (b) buying a second juicer (c) sweets for yourself (d) better paint for cards
- 6.Ananya’s stall made a profit of ₹1100. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Vihaan’s stall made a profit of ₹800. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 9.Rohan’s stall made a profit of ₹1900. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 10.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 11.Which of these is reinvesting in the business? (a) a new video game (b) a piggy bank for later (c) profit put in a bank (d) more seeds for next time
- 12.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) talk to parents (d) borrow online alone
- 13.Aarav’s stall made a profit of ₹1000. Aarav saves 20% of it. How many rupees are saved?
- 14.🐷 Saving, reinvesting or spending: more seeds for next time? (a) spending (b) reinvesting (c) saving
- 15.Zoya’s stall made a profit of ₹1400. Zoya saves 10% of it. How many rupees are saved?
- 16.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 17.Gurpreet’s stall made a profit of ₹700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 19.Which of these is saving? (a) an emergency fund (b) better paint for cards (c) more seeds for next time (d) a cinema ticket
- 20.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 21.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 23.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) free money (d) a discount
- 24.Nisha’s stall made a profit of ₹2000. Nisha saves 25% of it. How many rupees are saved?
- 25.Ishaan’s stall made a profit of ₹1000. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.Riya’s stall made a profit of ₹900. Riya saves 25% of it. How many rupees are saved?
- 27.Meera’s stall made a profit of ₹1300. Meera saves 25% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 29.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) it does not matter (d) to keep trust
- 30.Joseph’s stall made a profit of ₹800. Joseph saves 10% of it. How many rupees are saved?
- 31.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 32.Diya’s stall made a profit of ₹200. Diya saves 10% of it. How many rupees are saved?
- 33.Vihaan’s stall made a profit of ₹900. Vihaan saves 20% of it. How many rupees are saved?
- 34.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 36.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 37.Diya’s stall made a profit of ₹1700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Which of these is reinvesting in the business? (a) a piggy bank for later (b) better paint for cards (c) sweets for yourself (d) an emergency fund
- 39.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) a new video game
- 40.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
Answer key
- 212
- putting profit back in
- 750
- 275
- profit put in a bank
- 660
- 240
- reinvesting
- 570
- saving
- more seeds for next time
- talk to parents
- 200
- reinvesting
- 140
- spending
- 280
- for bad days and goals
- an emergency fund
- 56
- 64
- saving
- the cost of borrowing
- 500
- 300
- 225
- 325
- saving
- to keep trust
- 80
- reinvesting
- 20
- 180
- 15
- spending
- spending
- 1190
- better paint for cards
- a new video game
- 416
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