Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹1100. Diya saves 10% of it. How many rupees are saved?
- 2.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) sweets for yourself (d) a piggy bank for later
- 3.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 4.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 5.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 6.Gurpreet’s stall made a profit of ₹1100. Gurpreet saves 10% of it. How many rupees are saved?
- 7.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 11.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) how fast can I spend? (d) nothing
- 12.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 13.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) sweets for yourself (d) a cinema ticket
- 14.Rohan’s stall made a profit of ₹200. Rohan saves 25% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) spending (c) reinvesting
- 16.Zoya’s stall made a profit of ₹700. Zoya saves 10% of it. How many rupees are saved?
- 17.Which of these is reinvesting in the business? (a) buying a second juicer (b) an emergency fund (c) sweets for yourself (d) a cinema ticket
- 18.Kavya’s stall made a profit of ₹1700. Kavya saves 25% of it. How many rupees are saved?
- 19.Dev’s stall made a profit of ₹1700. Dev saves 50% of it. How many rupees are saved?
- 20.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.🐷 Why save part of the profit? (a) to waste it later (b) saving is a loss (c) for bad days and goals (d) no reason
- 22.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) sweets for yourself (d) better paint for cards
- 23.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 26.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.Riya’s stall made a profit of ₹1700. Riya saves 50% of it. How many rupees are saved?
- 28.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 29.Which of these is spending on yourself? (a) a piggy bank for later (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 30.Ananya’s stall made a profit of ₹300. Ananya saves 25% of it. How many rupees are saved?
- 31.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) a piggy bank for later (d) a new video game
- 32.Nisha’s stall made a profit of ₹1200. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 33.Kavya’s stall made a profit of ₹1400. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
- 35.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 36.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 37.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 38.Saanvi’s stall made a profit of ₹600. Saanvi saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Joseph’s stall made a profit of ₹1100. Joseph saves 20% of it. How many rupees are saved?
Answer key
- 110
- sweets for yourself
- talk to parents
- the cost of borrowing
- an emergency fund
- 110
- 20
- 212
- 30
- spending
- can I pay it back?
- 144
- a piggy bank for later
- 50
- saving
- 70
- buying a second juicer
- 425
- 850
- 16
- for bad days and goals
- better paint for cards
- 70
- 90
- reinvesting
- 416
- 850
- reinvesting
- a cinema ticket
- 75
- a new video game
- 480
- 700
- 54
- 100
- reinvesting
- 254
- 120
- 8
- 220
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