Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Ishaan’s stall made a profit of ₹800. Ishaan saves 25% of it. How many rupees are saved?
- 2.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 3.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 4.Vihaan’s stall made a profit of ₹200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 6.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 7.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 9.Which of these is saving? (a) more seeds for next time (b) a new video game (c) a cinema ticket (d) profit put in a bank
- 10.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) a new video game (d) more seeds for next time
- 11.Arjun’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 12.Aarav’s stall made a profit of ₹1500. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.Ishaan’s stall made a profit of ₹1500. Ishaan saves 10% of it. How many rupees are saved?
- 14.Zoya’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 15.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 17.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to pay more interest (d) to keep trust
- 18.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 20.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 21.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Arjun’s stall made a profit of ₹600. Arjun saves 10% of it. How many rupees are saved?
- 23.Kavya’s stall made a profit of ₹1100. Kavya saves 50% of it. How many rupees are saved?
- 24.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.Which of these is spending on yourself? (a) a new video game (b) an emergency fund (c) buying a second juicer (d) a piggy bank for later
- 26.🐷 Why save part of the profit? (a) saving is a loss (b) no reason (c) for bad days and goals (d) to waste it later
- 27.Meera’s stall made a profit of ₹800. Meera saves 20% of it. How many rupees are saved?
- 28.🔁 Reinvesting means… (a) putting profit back in (b) spending it on games (c) hiding it (d) giving it away
- 29.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.Dev’s stall made a profit of ₹600. Dev saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 32.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) an emergency fund (d) a cinema ticket
- 33.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Ishaan’s stall made a profit of ₹1300. Ishaan saves 10% of it. How many rupees are saved?
- 36.Lakshmi’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 37.Joseph’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 39.Which of these is spending on yourself? (a) sweets for yourself (b) profit put in a bank (c) a piggy bank for later (d) more seeds for next time
- 40.Zoya’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 200
- spending
- spending
- 40
- 14
- saving
- 826
- 18
- profit put in a bank
- more seeds for next time
- 600
- 750
- 150
- 570
- the cost of borrowing
- spending
- to keep trust
- reinvesting
- reinvesting
- 18
- 232
- 60
- 550
- 770
- a new video game
- for bad days and goals
- 160
- putting profit back in
- 100
- 120
- 70
- a cinema ticket
- 309
- 27
- 130
- 480
- 750
- can I pay it back?
- sweets for yourself
- 420
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