Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) ask strangers (d) borrow online alone
- 2.Ananya’s stall made a profit of ₹1000. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.Kavya’s stall made a profit of ₹700. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Ananya’s stall made a profit of ₹700. Ananya saves 50% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) reinvesting (c) saving
- 6.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 7.Rohan’s stall made a profit of ₹1400. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
- 9.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Which of these is saving? (a) a cinema ticket (b) a piggy bank for later (c) a new video game (d) sweets for yourself
- 11.Aarav’s stall made a profit of ₹1400. Aarav saves 20% of it. How many rupees are saved?
- 12.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 13.Dev’s stall made a profit of ₹900. Dev saves 50% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) better paint for cards (d) an emergency fund
- 15.Arjun’s stall made a profit of ₹1700. Arjun saves 20% of it. How many rupees are saved?
- 16.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 17.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 18.Which of these is saving? (a) an emergency fund (b) sweets for yourself (c) buying a second juicer (d) a cinema ticket
- 19.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Dev’s stall made a profit of ₹900. Dev saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 22.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 23.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.Which of these is reinvesting in the business? (a) a new video game (b) an emergency fund (c) a piggy bank for later (d) more seeds for next time
- 25.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) buying a second juicer (d) a cinema ticket
- 26.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 27.Ishaan’s stall made a profit of ₹1600. Ishaan saves 25% of it. How many rupees are saved?
- 28.Diya’s stall made a profit of ₹1000. Diya saves 10% of it. How many rupees are saved?
- 29.Rohan’s stall made a profit of ₹1300. Rohan saves 10% of it. How many rupees are saved?
- 30.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 31.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) buying a second juicer
- 32.Riya’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 33.Ishaan’s stall made a profit of ₹800. Ishaan saves 10% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 35.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 36.🔁 Reinvesting means… (a) giving it away (b) spending it on games (c) putting profit back in (d) hiding it
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 38.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 40.Aarav’s stall made a profit of ₹1200. Aarav saves 10% of it. How many rupees are saved?
Answer key
- talk to parents
- 250
- 210
- 350
- reinvesting
- the cost of borrowing
- 350
- for bad days and goals
- 720
- a piggy bank for later
- 280
- can I pay it back?
- 450
- sweets for yourself
- 340
- 32
- saving
- an emergency fund
- 214
- 225
- 381
- saving
- 1210
- more seeds for next time
- a cinema ticket
- to keep trust
- 400
- 100
- 130
- reinvesting
- profit put in a bank
- 950
- 80
- spending
- 180
- putting profit back in
- spending
- 20
- 756
- 120
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids