Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹900 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 2.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) to pay more interest (d) it does not matter
- 3.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) a piggy bank for later (d) buying a second juicer
- 4.Which of these is reinvesting in the business? (a) an emergency fund (b) sweets for yourself (c) a new video game (d) better paint for cards
- 5.Aarav’s stall made a profit of ₹200. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.🏦 Interest on a loan is… (a) free money (b) a gift (c) a discount (d) the cost of borrowing
- 7.Which of these is saving? (a) sweets for yourself (b) a new video game (c) an emergency fund (d) buying a second juicer
- 8.Which of these is spending on yourself? (a) more seeds for next time (b) a new video game (c) buying a second juicer (d) a piggy bank for later
- 9.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 10.A small family shop borrows ₹600 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 11.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 12.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 13.Which of these is saving? (a) a piggy bank for later (b) sweets for yourself (c) a new video game (d) buying a second juicer
- 14.Kabir’s stall made a profit of ₹1800. Kabir saves 10% of it. How many rupees are saved?
- 15.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 17.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
- 18.Meera’s stall made a profit of ₹600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Riya’s stall made a profit of ₹1200. Riya saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 21.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) saving is a loss (d) no reason
- 22.Zoya’s stall made a profit of ₹800. Zoya saves 10% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 24.Which of these is spending on yourself? (a) more seeds for next time (b) a piggy bank for later (c) profit put in a bank (d) sweets for yourself
- 25.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 26.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) take it secretly (c) borrow online alone (d) ask strangers
- 27.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.A small family shop borrows ₹200 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 29.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) a cinema ticket (d) buying a second juicer
- 30.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Meera’s stall made a profit of ₹1100. Meera saves 10% of it. How many rupees are saved?
- 32.A small family shop borrows ₹700 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.Rohan’s stall made a profit of ₹1500. Rohan saves 50% of it. How many rupees are saved?
- 34.Saanvi’s stall made a profit of ₹1200. Saanvi saves 20% of it. How many rupees are saved?
- 35.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 36.Zoya’s stall made a profit of ₹2000. Zoya saves 25% of it. How many rupees are saved?
- 37.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 38.Which of these is reinvesting in the business? (a) profit put in a bank (b) an emergency fund (c) a new video game (d) more seeds for next time
- 39.Diya’s stall made a profit of ₹1200. Diya saves 25% of it. How many rupees are saved?
- 40.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) a new video game (d) sweets for yourself
Answer key
- 1089
- to keep trust
- buying a second juicer
- better paint for cards
- 60
- the cost of borrowing
- an emergency fund
- a new video game
- saving
- 12
- spending
- saving
- a piggy bank for later
- 180
- 18
- reinvesting
- putting profit back in
- 120
- 240
- 535
- for bad days and goals
- 80
- reinvesting
- sweets for yourself
- 1143
- talk to parents
- 1180
- 28
- a cinema ticket
- 636
- 110
- 805
- 750
- 240
- can I pay it back?
- 500
- 200
- more seeds for next time
- 300
- profit put in a bank
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