Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Diya’s stall made a profit of ₹600. Diya saves 25% of it. How many rupees are saved?
- 2.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.Which of these is saving? (a) a cinema ticket (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 4.Arjun’s stall made a profit of ₹1200. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 5.Which of these is spending on yourself? (a) a piggy bank for later (b) profit put in a bank (c) better paint for cards (d) a new video game
- 6.Which of these is saving? (a) sweets for yourself (b) a cinema ticket (c) a new video game (d) an emergency fund
- 7.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
- 8.Aarav’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) spending (c) saving
- 10.💡 Before borrowing, what should you ask? (a) what is the logo? (b) can I pay it back? (c) nothing (d) how fast can I spend?
- 11.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 12.🏦 Interest on a loan is… (a) a discount (b) free money (c) a gift (d) the cost of borrowing
- 13.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 15.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) putting profit back in (d) giving it away
- 16.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.A small family shop borrows ₹600 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 18.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 19.Which of these is spending on yourself? (a) more seeds for next time (b) profit put in a bank (c) an emergency fund (d) a cinema ticket
- 20.Kavya’s stall made a profit of ₹300. Kavya saves 10% of it. How many rupees are saved?
- 21.Diya’s stall made a profit of ₹2000. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.Ananya’s stall made a profit of ₹1400. Ananya saves 25% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 24.Vihaan’s stall made a profit of ₹1500. Vihaan saves 20% of it. How many rupees are saved?
- 25.Kabir’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 26.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 27.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) a cinema ticket
- 28.Ananya’s stall made a profit of ₹600. Ananya saves 10% of it. How many rupees are saved?
- 29.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) a new video game (d) buying a second juicer
- 30.Which of these is saving? (a) a cinema ticket (b) buying a second juicer (c) better paint for cards (d) a piggy bank for later
- 31.Rohan’s stall made a profit of ₹800. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.Which of these is spending on yourself? (a) buying a second juicer (b) sweets for yourself (c) profit put in a bank (d) a piggy bank for later
- 33.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.Tara’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) an emergency fund (d) more seeds for next time
- 37.Kabir’s stall made a profit of ₹2000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Lakshmi’s stall made a profit of ₹1300. Lakshmi saves 10% of it. How many rupees are saved?
- 39.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Ananya’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
Answer key
- 150
- 10
- profit put in a bank
- 660
- a new video game
- an emergency fund
- to keep trust
- 810
- reinvesting
- can I pay it back?
- reinvesting
- the cost of borrowing
- saving
- spending
- putting profit back in
- 24
- 744
- saving
- a cinema ticket
- 30
- 1400
- 350
- saving
- 300
- 880
- 200
- better paint for cards
- 60
- buying a second juicer
- a piggy bank for later
- 240
- sweets for yourself
- 144
- 448
- 630
- more seeds for next time
- 400
- 130
- 742
- 180
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