Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) ask strangers (c) borrow online alone (d) talk to parents
- 2.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.Nisha’s stall made a profit of ₹500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 4.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) spending (c) reinvesting
- 5.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) more seeds for next time (d) an emergency fund
- 6.Diya’s stall made a profit of ₹400. Diya saves 50% of it. How many rupees are saved?
- 7.Which of these is reinvesting in the business? (a) a piggy bank for later (b) a cinema ticket (c) better paint for cards (d) sweets for yourself
- 8.Ananya’s stall made a profit of ₹200. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 10.Which of these is saving? (a) a cinema ticket (b) profit put in a bank (c) better paint for cards (d) buying a second juicer
- 11.Aarav’s stall made a profit of ₹900. Aarav saves 10% of it. How many rupees are saved?
- 12.🐷 Why save part of the profit? (a) no reason (b) saving is a loss (c) to waste it later (d) for bad days and goals
- 13.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 14.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 15.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Meera’s stall made a profit of ₹1900. Meera saves 10% of it. How many rupees are saved?
- 17.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 18.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 20.Which of these is saving? (a) better paint for cards (b) more seeds for next time (c) buying a second juicer (d) a piggy bank for later
- 21.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 22.💡 Before borrowing, what should you ask? (a) nothing (b) how fast can I spend? (c) what is the logo? (d) can I pay it back?
- 23.A small family shop borrows ₹300 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
- 24.Kabir’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Kabir’s stall made a profit of ₹1000. Kabir saves 25% of it. How many rupees are saved?
- 26.A small family shop borrows ₹600 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 28.Kavya’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 29.Which of these is spending on yourself? (a) an emergency fund (b) buying a second juicer (c) a piggy bank for later (d) a new video game
- 30.Nisha’s stall made a profit of ₹800. Nisha saves 20% of it. How many rupees are saved?
- 31.Ananya’s stall made a profit of ₹1400. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.Vihaan’s stall made a profit of ₹700. Vihaan saves 50% of it. How many rupees are saved?
- 33.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 34.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 35.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 36.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 37.Arjun’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Joseph’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.Diya’s stall made a profit of ₹500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.Which of these is reinvesting in the business? (a) a new video game (b) profit put in a bank (c) buying a second juicer (d) a cinema ticket
Answer key
- talk to parents
- 45
- 250
- spending
- more seeds for next time
- 200
- better paint for cards
- 60
- 826
- profit put in a bank
- 90
- for bad days and goals
- the cost of borrowing
- to keep trust
- 954
- 190
- reinvesting
- 412
- reinvesting
- a piggy bank for later
- spending
- can I pay it back?
- 30
- 280
- 250
- 636
- reinvesting
- 385
- a new video game
- 160
- 840
- 350
- 918
- saving
- 708
- putting profit back in
- 585
- 600
- 100
- buying a second juicer
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids