Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.📆 Why repay a loan on time? (a) it does not matter (b) to lose friends (c) to pay more interest (d) to keep trust
- 2.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 3.Which of these is saving? (a) a piggy bank for later (b) buying a second juicer (c) a cinema ticket (d) more seeds for next time
- 4.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) a cinema ticket (d) profit put in a bank
- 5.Diya’s stall made a profit of ₹1500. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 6.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 7.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Vihaan’s stall made a profit of ₹1600. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.Kabir’s stall made a profit of ₹1700. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.Rohan’s stall made a profit of ₹200. Rohan saves 10% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 12.Tara’s stall made a profit of ₹1300. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Which of these is spending on yourself? (a) better paint for cards (b) more seeds for next time (c) profit put in a bank (d) sweets for yourself
- 15.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 16.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 17.🐷 Why save part of the profit? (a) for bad days and goals (b) saving is a loss (c) to waste it later (d) no reason
- 18.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.Riya’s stall made a profit of ₹500. Riya saves 20% of it. How many rupees are saved?
- 20.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much interest is due after 2 years (in ₹)?
- 21.Kabir’s stall made a profit of ₹1800. Kabir saves 20% of it. How many rupees are saved?
- 22.Zoya’s stall made a profit of ₹1800. Zoya saves 10% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 24.Which of these is saving? (a) an emergency fund (b) more seeds for next time (c) a cinema ticket (d) better paint for cards
- 25.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Arjun’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 27.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 28.Riya’s stall made a profit of ₹800. Riya saves 25% of it. How many rupees are saved?
- 29.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 30.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 31.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 32.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) better paint for cards (d) a new video game
- 33.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 34.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 35.Which of these is reinvesting in the business? (a) sweets for yourself (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 36.Farhan’s stall made a profit of ₹2000. Farhan saves 25% of it. How many rupees are saved?
- 37.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 38.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 39.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 40.A small family shop borrows ₹200 from a bank at 9% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- to keep trust
- 40
- a piggy bank for later
- profit put in a bank
- 600
- reinvesting
- 648
- 640
- 680
- 20
- saving
- 715
- 36
- sweets for yourself
- spending
- saving
- for bad days and goals
- 102
- 100
- 70
- 360
- 180
- spending
- an emergency fund
- 220
- 560
- 15
- 200
- spending
- 20
- reinvesting
- better paint for cards
- reinvesting
- 27
- more seeds for next time
- 500
- 540
- 327
- putting profit back in
- 54
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