Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 2.A small family shop borrows ₹500 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 3.Vihaan’s stall made a profit of ₹300. Vihaan saves 20% of it. How many rupees are saved?
- 4.Which of these is saving? (a) profit put in a bank (b) a cinema ticket (c) a new video game (d) more seeds for next time
- 5.Lakshmi’s stall made a profit of ₹200. Lakshmi saves 25% of it. How many rupees are saved?
- 6.Tara’s stall made a profit of ₹1800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 8.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to lose friends (d) to keep trust
- 9.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 10.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 11.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) buying a second juicer (d) sweets for yourself
- 12.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 14.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 15.🏦 Interest on a loan is… (a) free money (b) a discount (c) the cost of borrowing (d) a gift
- 16.Ananya’s stall made a profit of ₹1700. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 18.Kavya’s stall made a profit of ₹1500. Kavya saves 20% of it. How many rupees are saved?
- 19.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Vihaan’s stall made a profit of ₹500. Vihaan saves 20% of it. How many rupees are saved?
- 21.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 22.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) spending (c) saving
- 23.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Joseph’s stall made a profit of ₹1900. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 26.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) a cinema ticket (d) an emergency fund
- 27.Which of these is saving? (a) a new video game (b) a cinema ticket (c) sweets for yourself (d) a piggy bank for later
- 28.Rohan’s stall made a profit of ₹1300. Rohan saves 20% of it. How many rupees are saved?
- 29.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) take it secretly (d) talk to parents
- 31.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) more seeds for next time
- 32.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 33.Nisha’s stall made a profit of ₹1300. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 34.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 35.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) a cinema ticket (d) sweets for yourself
- 37.Kabir’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.A small family shop borrows ₹900 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.Aarav’s stall made a profit of ₹2000. Aarav saves 50% of it. How many rupees are saved?
- 40.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- 64
- 635
- 60
- profit put in a bank
- 50
- 1260
- 80
- to keep trust
- 36
- 56
- an emergency fund
- spending
- spending
- putting profit back in
- the cost of borrowing
- 680
- saving
- 300
- 102
- 100
- reinvesting
- reinvesting
- 515
- 570
- for bad days and goals
- a cinema ticket
- a piggy bank for later
- 260
- 1035
- talk to parents
- more seeds for next time
- 540
- 520
- 530
- 18
- buying a second juicer
- 400
- 1080
- 1000
- 728
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