Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) reinvesting (c) spending
- 2.Vihaan’s stall made a profit of ₹500. Vihaan saves 10% of it. How many rupees are saved?
- 3.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 4.📆 Why repay a loan on time? (a) it does not matter (b) to keep trust (c) to lose friends (d) to pay more interest
- 5.A small family shop borrows ₹1000 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) reinvesting (c) saving
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) reinvesting (c) spending
- 9.Riya’s stall made a profit of ₹900. Riya saves 25% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) spending (c) reinvesting
- 11.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Joseph’s stall made a profit of ₹1500. Joseph saves 50% of it. How many rupees are saved?
- 14.Which of these is saving? (a) more seeds for next time (b) sweets for yourself (c) a piggy bank for later (d) a cinema ticket
- 15.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 16.Which of these is reinvesting in the business? (a) sweets for yourself (b) profit put in a bank (c) an emergency fund (d) buying a second juicer
- 17.Ananya’s stall made a profit of ₹1200. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 18.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 19.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) to waste it later (d) saving is a loss
- 20.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) sweets for yourself (d) more seeds for next time
- 21.Which of these is saving? (a) more seeds for next time (b) an emergency fund (c) buying a second juicer (d) a new video game
- 22.Kavya’s stall made a profit of ₹900. Kavya saves 20% of it. How many rupees are saved?
- 23.Nisha’s stall made a profit of ₹700. Nisha saves 20% of it. How many rupees are saved?
- 24.Zoya’s stall made a profit of ₹200. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a piggy bank for later (d) a new video game
- 26.Saanvi’s stall made a profit of ₹800. Saanvi saves 20% of it. How many rupees are saved?
- 27.Which of these is spending on yourself? (a) buying a second juicer (b) a cinema ticket (c) an emergency fund (d) a piggy bank for later
- 28.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
- 29.A small family shop borrows ₹100 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 31.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) a piggy bank for later (d) more seeds for next time
- 32.Which of these is saving? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) buying a second juicer
- 33.Joseph’s stall made a profit of ₹600. Joseph saves 10% of it. How many rupees are saved?
- 34.Kabir’s stall made a profit of ₹1500. Kabir saves 20% of it. How many rupees are saved?
- 35.Vihaan’s stall made a profit of ₹1600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.🔁 Reinvesting means… (a) hiding it (b) giving it away (c) spending it on games (d) putting profit back in
- 37.Vihaan’s stall made a profit of ₹1700. Vihaan saves 10% of it. How many rupees are saved?
- 38.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 39.Dev’s stall made a profit of ₹600. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 40.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
Answer key
- reinvesting
- 50
- the cost of borrowing
- to keep trust
- 1100
- spending
- saving
- saving
- 225
- spending
- 24
- 354
- 750
- a piggy bank for later
- saving
- buying a second juicer
- 600
- spending
- for bad days and goals
- sweets for yourself
- an emergency fund
- 180
- 140
- 80
- a new video game
- 160
- a cinema ticket
- can I pay it back?
- 10
- 206
- more seeds for next time
- profit put in a bank
- 60
- 300
- 1120
- putting profit back in
- 170
- reinvesting
- 120
- 32
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