Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) for bad days and goals (d) saving is a loss
- 2.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 3.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 4.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 1 year (in ₹)?
- 5.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) nothing (c) how fast can I spend? (d) what is the logo?
- 6.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) hiding it (d) putting profit back in
- 7.Farhan’s stall made a profit of ₹1500. Farhan saves 50% of it. How many rupees are saved?
- 8.Which of these is reinvesting in the business? (a) a piggy bank for later (b) buying a second juicer (c) a new video game (d) profit put in a bank
- 9.A small family shop borrows ₹900 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 10.Ishaan’s stall made a profit of ₹1700. Ishaan saves 25% of it. How many rupees are saved?
- 11.Arjun’s stall made a profit of ₹1400. Arjun saves 25% of it. How many rupees are saved?
- 12.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Ananya’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 14.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) profit put in a bank
- 15.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 16.Which of these is spending on yourself? (a) a cinema ticket (b) a piggy bank for later (c) an emergency fund (d) more seeds for next time
- 17.📆 Why repay a loan on time? (a) to lose friends (b) to keep trust (c) it does not matter (d) to pay more interest
- 18.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) ask strangers (d) borrow online alone
- 19.🏦 Interest on a loan is… (a) the cost of borrowing (b) a gift (c) a discount (d) free money
- 20.Which of these is reinvesting in the business? (a) an emergency fund (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 21.Zoya’s stall made a profit of ₹1200. Zoya saves 10% of it. How many rupees are saved?
- 22.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 23.Diya’s stall made a profit of ₹1600. Diya saves 10% of it. How many rupees are saved?
- 24.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
- 25.Which of these is saving? (a) a cinema ticket (b) more seeds for next time (c) a new video game (d) profit put in a bank
- 26.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) reinvesting (c) saving
- 27.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) a piggy bank for later
- 28.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Rohan’s stall made a profit of ₹200. Rohan saves 25% of it. How many rupees are saved?
- 31.Vihaan’s stall made a profit of ₹400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 32.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 33.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 34.Tara’s stall made a profit of ₹400. Tara saves 50% of it. How many rupees are saved?
- 35.Tara’s stall made a profit of ₹1100. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 38.Dev’s stall made a profit of ₹1700. Dev saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹800 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.A small family shop borrows ₹200 from a bank at 5% simple interest per year. How much interest is due after 3 years (in ₹)?
Answer key
- for bad days and goals
- reinvesting
- saving
- 15
- can I pay it back?
- putting profit back in
- 750
- buying a second juicer
- 936
- 425
- 350
- 1030
- 375
- sweets for yourself
- spending
- a cinema ticket
- to keep trust
- talk to parents
- the cost of borrowing
- better paint for cards
- 120
- reinvesting
- 160
- a piggy bank for later
- profit put in a bank
- spending
- more seeds for next time
- 315
- 260
- 50
- 120
- reinvesting
- 424
- 200
- 220
- 624
- spending
- 340
- 32
- 30
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