Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 2.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 4.🐷 Saving, reinvesting or spending: better paint for cards? (a) spending (b) saving (c) reinvesting
- 5.Which of these is saving? (a) buying a second juicer (b) a cinema ticket (c) better paint for cards (d) a piggy bank for later
- 6.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) a new video game (d) more seeds for next time
- 7.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 8.Which of these is reinvesting in the business? (a) a cinema ticket (b) a piggy bank for later (c) better paint for cards (d) sweets for yourself
- 9.Which of these is spending on yourself? (a) profit put in a bank (b) sweets for yourself (c) better paint for cards (d) a piggy bank for later
- 10.Rohan’s stall made a profit of ₹300. Rohan saves 10% of it. How many rupees are saved?
- 11.A small family shop borrows ₹300 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 12.Joseph’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 13.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 14.Kavya’s stall made a profit of ₹500. Kavya saves 10% of it. How many rupees are saved?
- 15.📆 Why repay a loan on time? (a) to lose friends (b) it does not matter (c) to keep trust (d) to pay more interest
- 16.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 17.Dev’s stall made a profit of ₹800. Dev saves 20% of it. How many rupees are saved?
- 18.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 19.Which of these is saving? (a) better paint for cards (b) buying a second juicer (c) profit put in a bank (d) more seeds for next time
- 20.A small family shop borrows ₹800 from a bank at 9% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 21.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 22.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 24.Ishaan’s stall made a profit of ₹400. Ishaan saves 20% of it. How many rupees are saved?
- 25.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) sweets for yourself (d) a piggy bank for later
- 26.Rohan’s stall made a profit of ₹500. Rohan saves 25% of it. How many rupees are saved?
- 27.Zoya’s stall made a profit of ₹200. Zoya saves 10% of it. How many rupees are saved?
- 28.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) buying a second juicer (d) sweets for yourself
- 29.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 30.Kavya’s stall made a profit of ₹1000. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Rohan’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 32.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 33.Which of these is spending on yourself? (a) better paint for cards (b) buying a second juicer (c) a piggy bank for later (d) a cinema ticket
- 34.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 35.Riya’s stall made a profit of ₹1000. Riya saves 20% of it. How many rupees are saved?
- 36.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 37.Aarav’s stall made a profit of ₹900. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 38.Ananya’s stall made a profit of ₹1100. Ananya saves 20% of it. How many rupees are saved?
- 39.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.Lakshmi’s stall made a profit of ₹700. Lakshmi saves 50% of it. How many rupees are saved?
Answer key
- saving
- 30
- 348
- reinvesting
- a piggy bank for later
- a new video game
- talk to parents
- better paint for cards
- sweets for yourself
- 30
- 18
- 425
- spending
- 50
- to keep trust
- spending
- 160
- 56
- profit put in a bank
- 944
- 206
- 1090
- 321
- 80
- more seeds for next time
- 125
- 20
- buying a second juicer
- can I pay it back?
- 400
- 450
- 306
- a cinema ticket
- saving
- 200
- 1020
- 315
- 220
- 318
- 350
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