Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
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- 1.A small family shop borrows ₹100 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) saving (c) reinvesting
- 3.Aarav’s stall made a profit of ₹700. Aarav saves 50% of it. How many rupees are saved?
- 4.Nisha’s stall made a profit of ₹1900. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.Riya’s stall made a profit of ₹800. Riya saves 20% of it. How many rupees are saved?
- 6.Farhan’s stall made a profit of ₹1700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹100 from a bank at 9% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 9.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) buying a second juicer (d) a new video game
- 10.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 11.Kavya’s stall made a profit of ₹1300. Kavya saves 10% of it. How many rupees are saved?
- 12.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) ask strangers (c) take it secretly (d) talk to parents
- 13.A small family shop borrows ₹700 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 14.Tara’s stall made a profit of ₹1900. Tara saves 20% of it. How many rupees are saved?
- 15.A small family shop borrows ₹400 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 16.Rohan’s stall made a profit of ₹600. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) to keep trust (d) it does not matter
- 18.Riya’s stall made a profit of ₹200. Riya saves 25% of it. How many rupees are saved?
- 19.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 20.Arjun’s stall made a profit of ₹2000. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 21.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) spending (c) reinvesting
- 22.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.Zoya’s stall made a profit of ₹200. Zoya saves 50% of it. How many rupees are saved?
- 24.Gurpreet’s stall made a profit of ₹700. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 25.Nisha’s stall made a profit of ₹800. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 26.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 27.Tara’s stall made a profit of ₹400. Tara saves 20% of it. How many rupees are saved?
- 28.Lakshmi’s stall made a profit of ₹1200. Lakshmi saves 50% of it. How many rupees are saved?
- 29.Which of these is saving? (a) better paint for cards (b) profit put in a bank (c) sweets for yourself (d) a new video game
- 30.Zoya’s stall made a profit of ₹600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 31.Which of these is spending on yourself? (a) profit put in a bank (b) a new video game (c) buying a second juicer (d) an emergency fund
- 32.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) putting profit back in (d) spending it on games
- 33.Aarav’s stall made a profit of ₹500. Aarav saves 10% of it. How many rupees are saved?
- 34.Kabir’s stall made a profit of ₹600. Kabir saves 10% of it. How many rupees are saved?
- 35.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 36.Nisha’s stall made a profit of ₹1000. Nisha saves 20% of it. How many rupees are saved?
- 37.Aarav’s stall made a profit of ₹1800. Aarav saves 20% of it. How many rupees are saved?
- 38.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 40.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
Answer key
- 9
- saving
- 350
- 570
- 160
- 935
- 109
- saving
- buying a second juicer
- can I pay it back?
- 130
- talk to parents
- 49
- 380
- 424
- 120
- to keep trust
- 50
- 918
- 1000
- spending
- 336
- 100
- 210
- 320
- 520
- 80
- 600
- profit put in a bank
- 360
- a new video game
- putting profit back in
- 50
- 60
- for bad days and goals
- 200
- 360
- 100
- 910
- saving
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