Saving and Reinvesting Worksheet for Kids

Entrepreneurship lesson 15: Saving, reinvesting and borrowing · Set 234 · 40 questions

Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.

1. 1.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) an emergency fund (d) better paint for cards
2. 2.Which of these is saving? (a) a cinema ticket (b) an emergency fund (c) more seeds for next time (d) sweets for yourself
3. 3.A small family shop borrows ₹1000 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
4. 4.Which of these is spending on yourself? (a) a piggy bank for later (b) buying a second juicer (c) an emergency fund (d) a new video game
5. 5.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
6. 6.Vihaan’s stall made a profit of ₹1700. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
7. 7.Which of these is spending on yourself? (a) a cinema ticket (b) profit put in a bank (c) a piggy bank for later (d) an emergency fund
8. 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) saving (c) spending
9. 9.Which of these is saving? (a) better paint for cards (b) a piggy bank for later (c) a cinema ticket (d) buying a second juicer
10. 10.🐷 Why save part of the profit? (a) saving is a loss (b) to waste it later (c) for bad days and goals (d) no reason
11. 11.Which of these is spending on yourself? (a) profit put in a bank (b) better paint for cards (c) a piggy bank for later (d) sweets for yourself
12. 12.Lakshmi’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
13. 13.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
14. 14.Dev’s stall made a profit of ₹1100. Dev saves 10% of it. How many rupees are saved?
15. 15.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 1 year (in ₹)?
16. 16.A small family shop borrows ₹100 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
17. 17.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) can I pay it back? (d) how fast can I spend?
18. 18.Which of these is reinvesting in the business? (a) an emergency fund (b) profit put in a bank (c) more seeds for next time (d) a piggy bank for later
19. 19.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
20. 20.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
21. 21.A small family shop borrows ₹500 from a bank at 10% simple interest per year. How much interest is due after 3 years (in ₹)?
22. 22.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
23. 23.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
24. 24.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) to lose friends (d) it does not matter
25. 25.Which of these is reinvesting in the business? (a) an emergency fund (b) a new video game (c) profit put in a bank (d) buying a second juicer
26. 26.Aarav’s stall made a profit of ₹900. Aarav saves 50% of it. How many rupees are saved?
27. 27.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
28. 28.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
29. 29.A small family shop borrows ₹600 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
30. 30.Joseph’s stall made a profit of ₹1500. Joseph saves 50% of it. How many rupees are saved?
31. 31.Saanvi’s stall made a profit of ₹1100. Saanvi saves 25% of it. How many rupees are saved?
32. 32.A small family shop borrows ₹500 from a bank at 7% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
33. 33.Rohan’s stall made a profit of ₹1700. Rohan saves 20% of it. How many rupees are saved?
34. 34.A small family shop borrows ₹100 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
35. 35.🔁 Reinvesting means… (a) hiding it (b) putting profit back in (c) spending it on games (d) giving it away
36. 36.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
37. 37.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
38. 38.Nisha’s stall made a profit of ₹1600. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
39. 39.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
40. 40.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?

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