Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) talk to parents (c) borrow online alone (d) ask strangers
- 2.Joseph’s stall made a profit of ₹200. Joseph saves 20% of it. How many rupees are saved?
- 3.Saanvi’s stall made a profit of ₹1000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.Kavya’s stall made a profit of ₹600. Kavya saves 20% of it. How many rupees are saved?
- 5.🔁 Reinvesting means… (a) hiding it (b) spending it on games (c) giving it away (d) putting profit back in
- 6.Meera’s stall made a profit of ₹1100. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.A small family shop borrows ₹500 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 8.A small family shop borrows ₹400 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.Ishaan’s stall made a profit of ₹1300. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 10.🐷 Why save part of the profit? (a) saving is a loss (b) for bad days and goals (c) no reason (d) to waste it later
- 11.Dev’s stall made a profit of ₹800. Dev saves 10% of it. How many rupees are saved?
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 13.A small family shop borrows ₹900 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.Zoya’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 15.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 17.A small family shop borrows ₹800 from a bank at 7% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 18.Which of these is reinvesting in the business? (a) more seeds for next time (b) profit put in a bank (c) an emergency fund (d) sweets for yourself
- 19.Joseph’s stall made a profit of ₹800. Joseph saves 25% of it. How many rupees are saved?
- 20.Dev’s stall made a profit of ₹900. Dev saves 50% of it. How many rupees are saved?
- 21.Which of these is spending on yourself? (a) a piggy bank for later (b) better paint for cards (c) more seeds for next time (d) a new video game
- 22.Arjun’s stall made a profit of ₹700. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 23.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 24.💡 Before borrowing, what should you ask? (a) what is the logo? (b) how fast can I spend? (c) can I pay it back? (d) nothing
- 25.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 26.📆 Why repay a loan on time? (a) to pay more interest (b) to keep trust (c) it does not matter (d) to lose friends
- 27.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 28.Which of these is spending on yourself? (a) a cinema ticket (b) more seeds for next time (c) better paint for cards (d) profit put in a bank
- 29.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 30.A small family shop borrows ₹900 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 31.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 32.Rohan’s stall made a profit of ₹1900. Rohan saves 20% of it. How many rupees are saved?
- 33.Meera’s stall made a profit of ₹300. Meera saves 25% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) reinvesting (c) saving
- 35.Saanvi’s stall made a profit of ₹1200. Saanvi saves 10% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) profit put in a bank (b) more seeds for next time (c) sweets for yourself (d) buying a second juicer
- 37.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) an emergency fund (d) a new video game
- 38.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 39.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 40.Which of these is reinvesting in the business? (a) buying a second juicer (b) a new video game (c) a cinema ticket (d) a piggy bank for later
Answer key
- talk to parents
- 40
- 500
- 120
- putting profit back in
- 550
- 40
- 408
- 390
- for bad days and goals
- 80
- spending
- 918
- 560
- 48
- the cost of borrowing
- 856
- more seeds for next time
- 200
- 450
- a new video game
- 140
- spending
- can I pay it back?
- reinvesting
- to keep trust
- reinvesting
- a cinema ticket
- saving
- 162
- saving
- 380
- 75
- spending
- 120
- sweets for yourself
- an emergency fund
- 720
- 309
- buying a second juicer
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