Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.💡 Before borrowing, what should you ask? (a) what is the logo? (b) nothing (c) how fast can I spend? (d) can I pay it back?
- 2.Rohan’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 3.📆 Why repay a loan on time? (a) to lose friends (b) to pay more interest (c) it does not matter (d) to keep trust
- 4.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 5.Arjun’s stall made a profit of ₹1800. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 6.Kabir’s stall made a profit of ₹2000. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 7.Joseph’s stall made a profit of ₹1000. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 8.🔁 Reinvesting means… (a) spending it on games (b) giving it away (c) putting profit back in (d) hiding it
- 9.Zoya’s stall made a profit of ₹1100. Zoya saves 10% of it. How many rupees are saved?
- 10.Farhan’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 12.Aarav’s stall made a profit of ₹300. Aarav saves 10% of it. How many rupees are saved?
- 13.Which of these is reinvesting in the business? (a) a new video game (b) a cinema ticket (c) profit put in a bank (d) better paint for cards
- 14.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 15.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) talk to parents (d) ask strangers
- 16.A small family shop borrows ₹100 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 17.Which of these is saving? (a) a new video game (b) a cinema ticket (c) better paint for cards (d) an emergency fund
- 18.Riya’s stall made a profit of ₹1500. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.A small family shop borrows ₹900 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 20.Which of these is saving? (a) profit put in a bank (b) a new video game (c) a cinema ticket (d) sweets for yourself
- 21.Tara’s stall made a profit of ₹400. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 22.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) reinvesting (c) spending
- 23.A small family shop borrows ₹1000 from a bank at 10% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 24.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 25.Which of these is saving? (a) sweets for yourself (b) better paint for cards (c) a piggy bank for later (d) more seeds for next time
- 26.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 27.🏦 Interest on a loan is… (a) a discount (b) the cost of borrowing (c) a gift (d) free money
- 28.Kavya’s stall made a profit of ₹200. Kavya saves 50% of it. How many rupees are saved?
- 29.🐷 Why save part of the profit? (a) for bad days and goals (b) no reason (c) saving is a loss (d) to waste it later
- 30.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 31.Aarav’s stall made a profit of ₹600. Aarav saves 50% of it. How many rupees are saved?
- 32.🐷 Saving, reinvesting or spending: buying a second juicer? (a) spending (b) saving (c) reinvesting
- 33.Gurpreet’s stall made a profit of ₹900. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Saanvi’s stall made a profit of ₹1400. Saanvi saves 10% of it. How many rupees are saved?
- 35.Ishaan’s stall made a profit of ₹500. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 36.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) buying a second juicer (d) a piggy bank for later
- 37.A small family shop borrows ₹700 from a bank at 10% simple interest per year. How much interest is due after 2 years (in ₹)?
- 38.Which of these is reinvesting in the business? (a) a cinema ticket (b) profit put in a bank (c) buying a second juicer (d) an emergency fund
- 39.Meera’s stall made a profit of ₹2000. Meera saves 20% of it. How many rupees are saved?
- 40.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
Answer key
- can I pay it back?
- 560
- to keep trust
- 910
- 810
- 800
- 600
- putting profit back in
- 110
- 180
- reinvesting
- 30
- better paint for cards
- spending
- talk to parents
- 2
- an emergency fund
- 300
- 81
- profit put in a bank
- 80
- reinvesting
- 1300
- saving
- a piggy bank for later
- 30
- the cost of borrowing
- 100
- for bad days and goals
- spending
- 300
- reinvesting
- 180
- 140
- 275
- a cinema ticket
- 140
- buying a second juicer
- 400
- 816
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