Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is reinvesting in the business? (a) buying a second juicer (b) profit put in a bank (c) a piggy bank for later (d) a new video game
- 2.🏦 Interest on a loan is… (a) free money (b) a discount (c) a gift (d) the cost of borrowing
- 3.Aarav’s stall made a profit of ₹600. 20% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 4.💡 Before borrowing, what should you ask? (a) can I pay it back? (b) what is the logo? (c) nothing (d) how fast can I spend?
- 5.A small family shop borrows ₹600 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 6.Farhan’s stall made a profit of ₹400. Farhan saves 50% of it. How many rupees are saved?
- 7.Ananya’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 8.🐷 Saving, reinvesting or spending: sweets for yourself? (a) saving (b) reinvesting (c) spending
- 9.Tara’s stall made a profit of ₹1900. Tara saves 20% of it. How many rupees are saved?
- 10.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) spending (c) saving
- 11.Which of these is saving? (a) buying a second juicer (b) better paint for cards (c) a piggy bank for later (d) more seeds for next time
- 12.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 13.Zoya’s stall made a profit of ₹2000. Zoya saves 50% of it. How many rupees are saved?
- 14.Which of these is spending on yourself? (a) buying a second juicer (b) an emergency fund (c) a new video game (d) profit put in a bank
- 15.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much interest is due after 1 year (in ₹)?
- 16.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 17.A small family shop borrows ₹300 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 18.A small family shop borrows ₹900 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 19.A small family shop borrows ₹1000 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 20.Which of these is saving? (a) buying a second juicer (b) sweets for yourself (c) more seeds for next time (d) an emergency fund
- 21.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Meera’s stall made a profit of ₹900. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 23.Gurpreet’s stall made a profit of ₹1600. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 24.A small family shop borrows ₹300 from a bank at 4% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 26.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) a new video game (d) a piggy bank for later
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) saving (c) spending
- 28.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) borrow online alone (c) ask strangers (d) take it secretly
- 29.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 30.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 31.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 32.Which of these is spending on yourself? (a) profit put in a bank (b) an emergency fund (c) more seeds for next time (d) a cinema ticket
- 33.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) saving (c) spending
- 34.Rohan’s stall made a profit of ₹900. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Dev’s stall made a profit of ₹1300. Dev saves 20% of it. How many rupees are saved?
- 36.Which of these is saving? (a) sweets for yourself (b) a new video game (c) buying a second juicer (d) profit put in a bank
- 37.Vihaan’s stall made a profit of ₹200. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 38.Joseph’s stall made a profit of ₹1500. Joseph saves 10% of it. How many rupees are saved?
- 39.Kabir’s stall made a profit of ₹800. Kabir saves 25% of it. How many rupees are saved?
- 40.Vihaan’s stall made a profit of ₹1600. Vihaan saves 10% of it. How many rupees are saved?
Answer key
- buying a second juicer
- the cost of borrowing
- 180
- can I pay it back?
- 684
- 200
- 480
- spending
- 380
- reinvesting
- a piggy bank for later
- 660
- 1000
- a new video game
- 42
- reinvesting
- 63
- 945
- 1090
- an emergency fund
- 648
- 360
- 480
- 324
- saving
- more seeds for next time
- spending
- talk to parents
- saving
- for bad days and goals
- to keep trust
- a cinema ticket
- saving
- 360
- 260
- profit put in a bank
- 40
- 150
- 200
- 160
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