Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Aarav’s stall made a profit of ₹800. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 2.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) how fast can I spend? (d) can I pay it back?
- 3.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) reinvesting (c) saving
- 4.Which of these is spending on yourself? (a) a new video game (b) profit put in a bank (c) better paint for cards (d) a piggy bank for later
- 5.🔁 Reinvesting means… (a) putting profit back in (b) giving it away (c) spending it on games (d) hiding it
- 6.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a cinema ticket (d) better paint for cards
- 7.🐷 Saving, reinvesting or spending: buying a second juicer? (a) saving (b) spending (c) reinvesting
- 8.Lakshmi’s stall made a profit of ₹400. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 9.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 10.Nisha’s stall made a profit of ₹500. Nisha saves 20% of it. How many rupees are saved?
- 11.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 13.Which of these is saving? (a) buying a second juicer (b) profit put in a bank (c) a new video game (d) a cinema ticket
- 14.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 15.A small family shop borrows ₹200 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 16.Gurpreet’s stall made a profit of ₹500. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 17.Dev’s stall made a profit of ₹400. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 18.Which of these is reinvesting in the business? (a) a piggy bank for later (b) profit put in a bank (c) buying a second juicer (d) a new video game
- 19.👪 A teen wants to borrow for a business idea. First step? (a) borrow online alone (b) take it secretly (c) ask strangers (d) talk to parents
- 20.Aarav’s stall made a profit of ₹1700. Aarav saves 25% of it. How many rupees are saved?
- 21.A small family shop borrows ₹200 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 22.Farhan’s stall made a profit of ₹1400. Farhan saves 25% of it. How many rupees are saved?
- 23.🐷 Saving, reinvesting or spending: better paint for cards? (a) saving (b) spending (c) reinvesting
- 24.A small family shop borrows ₹400 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 25.🐷 Why save part of the profit? (a) to waste it later (b) no reason (c) saving is a loss (d) for bad days and goals
- 26.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) spending (c) saving
- 27.Ananya’s stall made a profit of ₹800. Ananya saves 20% of it. How many rupees are saved?
- 28.Zoya’s stall made a profit of ₹800. 25% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 29.Kabir’s stall made a profit of ₹1700. Kabir saves 50% of it. How many rupees are saved?
- 30.Diya’s stall made a profit of ₹1700. Diya saves 10% of it. How many rupees are saved?
- 31.Lakshmi’s stall made a profit of ₹700. Lakshmi saves 50% of it. How many rupees are saved?
- 32.Joseph’s stall made a profit of ₹1800. Joseph saves 10% of it. How many rupees are saved?
- 33.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 2 years (in ₹)?
- 34.🐷 Saving, reinvesting or spending: a new video game? (a) reinvesting (b) spending (c) saving
- 35.Riya’s stall made a profit of ₹1300. Riya saves 25% of it. How many rupees are saved?
- 36.Which of these is spending on yourself? (a) an emergency fund (b) profit put in a bank (c) better paint for cards (d) sweets for yourself
- 37.Which of these is reinvesting in the business? (a) sweets for yourself (b) a piggy bank for later (c) a cinema ticket (d) more seeds for next time
- 38.A small family shop borrows ₹900 from a bank at 8% simple interest per year. How much interest is due after 1 year (in ₹)?
- 39.🏦 Interest on a loan is… (a) free money (b) a gift (c) the cost of borrowing (d) a discount
- 40.Gurpreet’s stall made a profit of ₹1200. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are spent?
Answer key
- 320
- can I pay it back?
- saving
- a new video game
- putting profit back in
- better paint for cards
- reinvesting
- 160
- 330
- 100
- 48
- 742
- profit put in a bank
- saving
- 24
- 200
- 120
- buying a second juicer
- talk to parents
- 425
- 224
- 350
- reinvesting
- 480
- for bad days and goals
- saving
- 160
- 320
- 850
- 170
- 350
- 180
- 30
- spending
- 325
- sweets for yourself
- more seeds for next time
- 72
- the cost of borrowing
- 480
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