Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 2.A small family shop borrows ₹300 from a bank at 5% simple interest per year. How much interest is due after 2 years (in ₹)?
- 3.Zoya’s stall made a profit of ₹1800. Zoya saves 25% of it. How many rupees are saved?
- 4.A small family shop borrows ₹600 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 5.Meera’s stall made a profit of ₹300. Meera saves 50% of it. How many rupees are saved?
- 6.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 7.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 8.🐷 Saving, reinvesting or spending: a cinema ticket? (a) spending (b) saving (c) reinvesting
- 9.Which of these is spending on yourself? (a) more seeds for next time (b) better paint for cards (c) a new video game (d) an emergency fund
- 10.Which of these is reinvesting in the business? (a) a piggy bank for later (b) more seeds for next time (c) a cinema ticket (d) profit put in a bank
- 11.A small family shop borrows ₹700 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 12.🐷 Saving, reinvesting or spending: a new video game? (a) spending (b) saving (c) reinvesting
- 13.🐷 Saving, reinvesting or spending: profit put in a bank? (a) reinvesting (b) spending (c) saving
- 14.A small family shop borrows ₹500 from a bank at 3% simple interest per year. How much interest is due after 1 year (in ₹)?
- 15.Which of these is saving? (a) better paint for cards (b) a cinema ticket (c) a new video game (d) profit put in a bank
- 16.Nisha’s stall made a profit of ₹1800. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 17.📆 Why repay a loan on time? (a) it does not matter (b) to pay more interest (c) to keep trust (d) to lose friends
- 18.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) saving (b) reinvesting (c) spending
- 19.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) what is the logo? (d) nothing
- 20.Dev’s stall made a profit of ₹500. 20% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 21.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) saving (c) spending
- 22.Lakshmi’s stall made a profit of ₹1400. Lakshmi saves 20% of it. How many rupees are saved?
- 23.🔁 Reinvesting means… (a) giving it away (b) putting profit back in (c) hiding it (d) spending it on games
- 24.Rohan’s stall made a profit of ₹1500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 25.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) take it secretly (c) borrow online alone (d) talk to parents
- 26.A small family shop borrows ₹500 from a bank at 2% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.A small family shop borrows ₹500 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 28.🏦 Interest on a loan is… (a) the cost of borrowing (b) free money (c) a gift (d) a discount
- 29.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much interest is due after 3 years (in ₹)?
- 30.Dev’s stall made a profit of ₹700. Dev saves 20% of it. How many rupees are saved?
- 31.A small family shop borrows ₹300 from a bank at 3% simple interest per year. How much interest is due after 3 years (in ₹)?
- 32.A small family shop borrows ₹900 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 33.Which of these is reinvesting in the business? (a) a cinema ticket (b) better paint for cards (c) an emergency fund (d) a new video game
- 34.Kabir’s stall made a profit of ₹2000. Kabir saves 10% of it. How many rupees are saved?
- 35.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
- 36.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 37.A small family shop borrows ₹500 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 38.Farhan’s stall made a profit of ₹600. Farhan saves 10% of it. How many rupees are saved?
- 39.Diya’s stall made a profit of ₹700. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.Which of these is saving? (a) a new video game (b) buying a second juicer (c) a piggy bank for later (d) sweets for yourself
Answer key
- 72
- 30
- 450
- 720
- 150
- 12
- 412
- spending
- a new video game
- more seeds for next time
- 728
- spending
- saving
- 15
- profit put in a bank
- 990
- to keep trust
- saving
- can I pay it back?
- 200
- spending
- 280
- putting profit back in
- 750
- talk to parents
- 520
- 530
- the cost of borrowing
- 210
- 140
- 27
- 1143
- better paint for cards
- 200
- sweets for yourself
- 742
- 520
- 60
- 420
- a piggy bank for later
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