Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Which of these is saving? (a) more seeds for next time (b) a piggy bank for later (c) better paint for cards (d) a new video game
- 2.🐷 Saving, reinvesting or spending: an emergency fund? (a) reinvesting (b) saving (c) spending
- 3.Dev’s stall made a profit of ₹300. Dev saves 50% of it. How many rupees are saved?
- 4.Dev’s stall made a profit of ₹900. Dev saves 10% of it. How many rupees are saved?
- 5.🐷 Saving, reinvesting or spending: profit put in a bank? (a) spending (b) reinvesting (c) saving
- 6.Which of these is saving? (a) profit put in a bank (b) a new video game (c) a cinema ticket (d) more seeds for next time
- 7.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 8.Gurpreet’s stall made a profit of ₹300. 20% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 9.🐷 Saving, reinvesting or spending: buying a second juicer? (a) reinvesting (b) saving (c) spending
- 10.Nisha’s stall made a profit of ₹1500. Nisha saves 10% of it. How many rupees are saved?
- 11.A small family shop borrows ₹300 from a bank at 2% simple interest per year. How much interest is due after 2 years (in ₹)?
- 12.Which of these is spending on yourself? (a) sweets for yourself (b) a piggy bank for later (c) more seeds for next time (d) better paint for cards
- 13.📆 Why repay a loan on time? (a) to pay more interest (b) to lose friends (c) to keep trust (d) it does not matter
- 14.Gurpreet’s stall made a profit of ₹1300. Gurpreet saves 10% of it. How many rupees are saved?
- 15.Ananya’s stall made a profit of ₹900. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 16.Which of these is reinvesting in the business? (a) better paint for cards (b) a piggy bank for later (c) a new video game (d) a cinema ticket
- 17.Which of these is reinvesting in the business? (a) an emergency fund (b) buying a second juicer (c) sweets for yourself (d) a cinema ticket
- 18.👪 A teen wants to borrow for a business idea. First step? (a) talk to parents (b) ask strangers (c) borrow online alone (d) take it secretly
- 19.Vihaan’s stall made a profit of ₹900. Vihaan saves 50% of it. How many rupees are saved?
- 20.🐷 Saving, reinvesting or spending: sweets for yourself? (a) reinvesting (b) spending (c) saving
- 21.Rohan’s stall made a profit of ₹1600. 10% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 22.A small family shop borrows ₹500 from a bank at 5% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 23.🏦 Interest on a loan is… (a) a gift (b) free money (c) the cost of borrowing (d) a discount
- 24.💡 Before borrowing, what should you ask? (a) nothing (b) what is the logo? (c) can I pay it back? (d) how fast can I spend?
- 25.Riya’s stall made a profit of ₹400. Riya saves 50% of it. How many rupees are saved?
- 26.A small family shop borrows ₹200 from a bank at 10% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 27.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 28.A small family shop borrows ₹400 from a bank at 3% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 29.A small family shop borrows ₹300 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 30.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) spending (c) saving
- 31.Which of these is reinvesting in the business? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) a new video game
- 32.🔁 Reinvesting means… (a) putting profit back in (b) hiding it (c) spending it on games (d) giving it away
- 33.Riya’s stall made a profit of ₹1400. 25% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 35.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much interest is due after 2 years (in ₹)?
- 36.A small family shop borrows ₹700 from a bank at 6% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 37.A small family shop borrows ₹100 from a bank at 4% simple interest per year. How much interest is due after 3 years (in ₹)?
- 38.Ishaan’s stall made a profit of ₹1900. Ishaan saves 20% of it. How many rupees are saved?
- 39.🐷 Saving, reinvesting or spending: more seeds for next time? (a) reinvesting (b) saving (c) spending
- 40.Diya’s stall made a profit of ₹1700. Diya saves 50% of it. How many rupees are saved?
Answer key
- a piggy bank for later
- saving
- 150
- 90
- saving
- profit put in a bank
- 456
- 60
- reinvesting
- 150
- 12
- sweets for yourself
- to keep trust
- 130
- 180
- better paint for cards
- buying a second juicer
- talk to parents
- 450
- spending
- 640
- 525
- the cost of borrowing
- can I pay it back?
- 200
- 240
- spending
- 412
- 48
- saving
- more seeds for next time
- putting profit back in
- 280
- 742
- 16
- 784
- 12
- 380
- reinvesting
- 850
Free entrepreneurship lessons, practice and worksheets at talentjr.in/entrepreneurship-for-kids