Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.Arjun’s stall made a profit of ₹600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 2.Which of these is reinvesting in the business? (a) a cinema ticket (b) sweets for yourself (c) better paint for cards (d) profit put in a bank
- 3.🏦 Interest on a loan is… (a) a discount (b) a gift (c) free money (d) the cost of borrowing
- 4.🐷 Saving, reinvesting or spending: a cinema ticket? (a) reinvesting (b) spending (c) saving
- 5.Meera’s stall made a profit of ₹600. Meera saves 25% of it. How many rupees are saved?
- 6.Arjun’s stall made a profit of ₹1000. Arjun saves 10% of it. How many rupees are saved?
- 7.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) reinvesting (b) saving (c) spending
- 8.A small family shop borrows ₹1000 from a bank at 7% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 9.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 10.Which of these is saving? (a) sweets for yourself (b) a new video game (c) more seeds for next time (d) profit put in a bank
- 11.Which of these is saving? (a) more seeds for next time (b) a cinema ticket (c) sweets for yourself (d) a piggy bank for later
- 12.Joseph’s stall made a profit of ₹1900. 10% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 13.A small family shop borrows ₹800 from a bank at 2% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 14.Nisha’s stall made a profit of ₹600. Nisha saves 20% of it. How many rupees are saved?
- 15.🐷 Saving, reinvesting or spending: an emergency fund? (a) saving (b) spending (c) reinvesting
- 16.A small family shop borrows ₹800 from a bank at 6% simple interest per year. How much interest is due after 3 years (in ₹)?
- 17.🐷 Why save part of the profit? (a) for bad days and goals (b) to waste it later (c) no reason (d) saving is a loss
- 18.Vihaan’s stall made a profit of ₹700. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 19.Which of these is spending on yourself? (a) a piggy bank for later (b) a new video game (c) better paint for cards (d) profit put in a bank
- 20.🐷 Saving, reinvesting or spending: better paint for cards? (a) reinvesting (b) saving (c) spending
- 21.A small family shop borrows ₹200 from a bank at 2% simple interest per year. How much interest is due after 1 year (in ₹)?
- 22.A small family shop borrows ₹1000 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 23.Which of these is saving? (a) a new video game (b) a cinema ticket (c) an emergency fund (d) buying a second juicer
- 24.A small family shop borrows ₹100 from a bank at 8% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 25.A small family shop borrows ₹700 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 26.A small family shop borrows ₹700 from a bank at 2% simple interest per year. How much interest is due after 3 years (in ₹)?
- 27.Aarav’s stall made a profit of ₹200. Aarav saves 50% of it. How many rupees are saved?
- 28.Which of these is reinvesting in the business? (a) profit put in a bank (b) a cinema ticket (c) sweets for yourself (d) buying a second juicer
- 29.Which of these is spending on yourself? (a) better paint for cards (b) an emergency fund (c) profit put in a bank (d) a cinema ticket
- 30.Saanvi’s stall made a profit of ₹1600. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.👪 A teen wants to borrow for a business idea. First step? (a) take it secretly (b) borrow online alone (c) ask strangers (d) talk to parents
- 32.A small family shop borrows ₹300 from a bank at 9% simple interest per year. How much interest is due after 1 year (in ₹)?
- 33.Vihaan’s stall made a profit of ₹1400. Vihaan saves 10% of it. How many rupees are saved?
- 34.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) spending (c) reinvesting
- 35.Ananya’s stall made a profit of ₹300. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 36.Joseph’s stall made a profit of ₹1100. 25% is saved, 30% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 37.Kavya’s stall made a profit of ₹200. Kavya saves 25% of it. How many rupees are saved?
- 38.Dev’s stall made a profit of ₹800. 10% is saved, 20% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 39.A small family shop borrows ₹400 from a bank at 7% simple interest per year. How much interest is due after 1 year (in ₹)?
- 40.Saanvi’s stall made a profit of ₹1000. Saanvi saves 20% of it. How many rupees are saved?
Answer key
- 240
- better paint for cards
- the cost of borrowing
- spending
- 150
- 100
- saving
- 1140
- to keep trust
- profit put in a bank
- a piggy bank for later
- 570
- 816
- 120
- saving
- 144
- for bad days and goals
- 140
- a new video game
- reinvesting
- 4
- 120
- an emergency fund
- 108
- 63
- 42
- 100
- buying a second juicer
- a cinema ticket
- 480
- talk to parents
- 27
- 140
- reinvesting
- 60
- 495
- 50
- 560
- 28
- 200
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