Saving and Reinvesting Worksheet for Kids
Business tip (Save, grow, borrow carefully): Saving keeps money for later; reinvesting puts profit back into the business; spending uses it on yourself. Part of the profit = profit × percent ÷ 100. Simple interest = P × R × T ÷ 100; amount to pay back = loan + interest. Borrow only with your parents.
NameDateTime takenScore ___ / 40
- 1.🐷 Saving, reinvesting or spending: sweets for yourself? (a) spending (b) saving (c) reinvesting
- 2.Saanvi’s stall made a profit of ₹900. Saanvi saves 25% of it. How many rupees are saved?
- 3.👪 A teen wants to borrow for a business idea. First step? (a) ask strangers (b) borrow online alone (c) talk to parents (d) take it secretly
- 4.Diya’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 5.🐷 Saving, reinvesting or spending: an emergency fund? (a) spending (b) saving (c) reinvesting
- 6.🐷 Saving, reinvesting or spending: a new video game? (a) saving (b) reinvesting (c) spending
- 7.🐷 Saving, reinvesting or spending: a cinema ticket? (a) saving (b) reinvesting (c) spending
- 8.A small family shop borrows ₹600 from a bank at 4% simple interest per year. How much must it pay back in all after 1 year (in ₹)?
- 9.📆 Why repay a loan on time? (a) to keep trust (b) to pay more interest (c) it does not matter (d) to lose friends
- 10.Ishaan’s stall made a profit of ₹1500. Ishaan saves 50% of it. How many rupees are saved?
- 11.🐷 Saving, reinvesting or spending: more seeds for next time? (a) saving (b) reinvesting (c) spending
- 12.🐷 Saving, reinvesting or spending: a piggy bank for later? (a) spending (b) saving (c) reinvesting
- 13.Zoya’s stall made a profit of ₹1500. Zoya saves 20% of it. How many rupees are saved?
- 14.Which of these is reinvesting in the business? (a) a cinema ticket (b) an emergency fund (c) a new video game (d) better paint for cards
- 15.Nisha’s stall made a profit of ₹1000. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 16.🐷 Why save part of the profit? (a) no reason (b) to waste it later (c) saving is a loss (d) for bad days and goals
- 17.Kavya’s stall made a profit of ₹1000. Kavya saves 25% of it. How many rupees are saved?
- 18.🔁 Reinvesting means… (a) giving it away (b) hiding it (c) spending it on games (d) putting profit back in
- 19.Which of these is reinvesting in the business? (a) a cinema ticket (b) more seeds for next time (c) a new video game (d) an emergency fund
- 20.🏦 Interest on a loan is… (a) a gift (b) a discount (c) free money (d) the cost of borrowing
- 21.Which of these is saving? (a) profit put in a bank (b) sweets for yourself (c) buying a second juicer (d) more seeds for next time
- 22.A small family shop borrows ₹200 from a bank at 3% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 23.🐷 Saving, reinvesting or spending: profit put in a bank? (a) saving (b) reinvesting (c) spending
- 24.A small family shop borrows ₹400 from a bank at 4% simple interest per year. How much interest is due after 1 year (in ₹)?
- 25.A small family shop borrows ₹700 from a bank at 8% simple interest per year. How much must it pay back in all after 2 years (in ₹)?
- 26.Meera’s stall made a profit of ₹1000. Meera saves 20% of it. How many rupees are saved?
- 27.A small family shop borrows ₹200 from a bank at 8% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 28.Which of these is reinvesting in the business? (a) a new video game (b) buying a second juicer (c) an emergency fund (d) a piggy bank for later
- 29.A small family shop borrows ₹400 from a bank at 9% simple interest per year. How much must it pay back in all after 3 years (in ₹)?
- 30.Arjun’s stall made a profit of ₹1600. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 31.Ananya’s stall made a profit of ₹1200. Ananya saves 50% of it. How many rupees are saved?
- 32.A small family shop borrows ₹400 from a bank at 8% simple interest per year. How much interest is due after 3 years (in ₹)?
- 33.Ananya’s stall made a profit of ₹500. 25% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 34.Ananya’s stall made a profit of ₹300. 10% is saved, 40% is reinvested in the stall and the rest is spent. How many rupees are reinvested?
- 35.Tara’s stall made a profit of ₹1500. Tara saves 20% of it. How many rupees are saved?
- 36.Vihaan’s stall made a profit of ₹1800. Vihaan saves 20% of it. How many rupees are saved?
- 37.Which of these is spending on yourself? (a) more seeds for next time (b) a cinema ticket (c) profit put in a bank (d) buying a second juicer
- 38.A small family shop borrows ₹600 from a bank at 6% simple interest per year. How much interest is due after 2 years (in ₹)?
- 39.Ishaan’s stall made a profit of ₹500. 20% is saved, 50% is reinvested in the stall and the rest is spent. How many rupees are spent?
- 40.💡 Before borrowing, what should you ask? (a) how fast can I spend? (b) can I pay it back? (c) nothing (d) what is the logo?
Answer key
- spending
- 225
- talk to parents
- 120
- saving
- spending
- spending
- 624
- to keep trust
- 750
- reinvesting
- saving
- 300
- better paint for cards
- 300
- for bad days and goals
- 250
- putting profit back in
- more seeds for next time
- the cost of borrowing
- profit put in a bank
- 218
- saving
- 16
- 812
- 200
- 248
- buying a second juicer
- 508
- 640
- 600
- 96
- 250
- 120
- 300
- 360
- a cinema ticket
- 72
- 150
- can I pay it back?
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